
Rakuten American Express Card $200 Bonus
Rakuten launched the new Rakuten American Express® Card a few months ago with a signup bonus of just $25. That bonus was later increased to $100 and now there’s a one day promotion with a $200 bonus. Let’s take a look at the details.
The Offer
- Get a $200 bonus when you spend $2,000 in the first 90 days on your Rakuten Card.
- Must apply by 12/17/2025 at 11:59 p.m. EST
- No Annual Fee
- DIRECT LINK TO OFFER
Rakuten Amex Card Details
- Earn an additional 4% Cash Back on eligible Rakuten purchases (online & in-store), up to $7,000 in a calendar year, 1% Cash Back on eligible Rakuten purchases after the $7,000 cap.
- Earn an extra 5% Cash Back on top of the 5% Cash Back at Rakuten restaurant partners.
- Earn 2% Cash Back on Groceries and restaurants
- Earn 1% Cash Back on all other purchases.
- Retail Protection and Extended Warranty
Conclusion
It was three years ago when Rakuten ended its credit card program with Synchrony. It now has a new credit card and this time it runs on the American Express network, powered by Imprint and issued by First Electronic Bank.
The card has good earning rates for Rakuten purchases, giving you an extra 4% cash back, but it is limited to $7,000 in purchases every year. This card might be more interesting when Bilt becomes a Rakuten partner.
If you were thinking of applying, the bonus is now $200, double the previous best. But the spending requirement has also doubled to $2,000.
Let us know what you think!



I just applied. Instant approval 15k limit. I use Rakuten a lot so this card makes sense for me specially with the $200 SUB!