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Earn $600 Bonus with New US Bank Checking Account

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$600 Bonus for US Bank Checking Account

US Bank is offering a new bonus of $600 for customers who open a checking account. You can open the account online, but you need to be in US Bank’s footprint to do so. If you’re not, then you can normally still get approved if you have a prior banking relationship. Let’s see the details.

The Offer

To earn up to $600, open a Bank Smartly Checking account online, in a branch or over the phone with an opening deposit of $25. Here’s how it works:

Complete the following activities within 90 days:

  • Enroll in the U.S. Bank Mobile App or online banking.
  • Complete two or more direct deposits.

Your bonus is determined by the total amount of your direct deposits:

  • Earn $200 when your direct deposits total $3,000 to $5,999.99.
  • Earn $400 when your direct deposits total $6,000 to $9,999.99.
  • Earn $600 when your direct deposits total $10,000 or more.

Promotion Link

Key Terms

  • If you apply from a different page, you’ll need to manually enter this promo code to both account applications: 2023MAR.
  • Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.
  • Limit one checking bonus per eligible account.
  • Offer may not be available if you live outside of the U.S. Bank footprint.
  • U.S. Bank Smartly has a $6.95 monthly fee that is waived with combined monthly direct deposits totaling $1000+, average account balance of $1,500, or if you are 65 or greater.
  • Offer ends April 11, 2023.


This is one of the best bonuses that we have seen from US Bank. You can open the account online and it is easy to keep it fee-free. But where it gets a little difficult is the direct deposits requirement. You need to complete a total $10,000 in direct deposits within 90 days and enroll in US Bank online banking or the U.S. Bank mobile app.

Keep in mind that US Bank now allows up to $3,000 in credit card funding, which can be an added bonus on its own. You can just use a card that earns at least 2% back, or get some spending done towards a signup bonus.

You can find many more bank bonuses here.

HT: Doctor of Credit

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Based in NYC. Points/miles enthusiast for years and actively writing about it for the last 6+ years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

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  1. Unfortunately, the fine print says, “A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit.”. Which makes it a bit more of a hassle and I can’t do it for myself, wife and son like I was hoping.


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