Big $2,000 Bonus for New Citi Business Checking Accounts

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$2,000 Bonus for New Citi Business Checking

$2,000 Bonus for New Citi Business Checking

Citi is offering a big bonus for new business checking accounts. The maximum bonus that you can receive from this offer is $2,000, but it requires a deposit of $200,000 or more. There are smaller bonuses as well, which could be easier to do for most people. The offer is available in branch only, and while not exactly available nationwide, we have included it in our list of best bonuses. Now let’s get into the details.

The Offer

Open a new Citibank Business Checking account to earn up to $2,000. Within 30 days of account opening, make a qualifying deposit of $5,000 or more in new-to-Citibank funds. Then, keep the money in the account for 60 calendar days after deposit.

Here’s the breakdown of each bonus tier, and the required deposits:

Bonus Deposit Required
$200 $5,000
$500 $15,000
$700 $25,000
$1,000 $50,000
$1,500 $100,000
$2,000 $200,000

The Cash Bonus for which you qualify will be credited to your Citibank business checking account within 90 days from the end of the month in which you complete all Offer requirements.

Offer Page

Key Terms

  • All accounts must be opened in person at a Citibank branch location.
  • Branches currently located in the following metropolitan areas: Los Angeles (CA), Orange County (CA), Riverside (CA), San Diego (CA), San Francisco (CA), Miami (FL), Chicago (IL), Baltimore (MD), Las Vegas (NV), New York City (NY), and Washington, DC. But from previous data points, you can walk into other branches as well and ask about the offer.
  • Offer not available to previous customers who have or had a business account at any time during the 180 days immediately preceding the date on which they open a new account.
  • CitiBusiness Streamlined Checking Account comes with a monthly fee of $15 and is waived have an average monthly balance of $5,000 or more.


This is a great bonus for small businesses. We have seen the offer in the past, but it has been extended again and there is also a dedicated page on the Citi website that gives you more details. The terms of the offer list branches in major cities only, but you should be able to go into other branches as well and see if they offer it.

The best rate is for the smallest bonus of $200. You will earn a rate of 24% APY for those 60 days that you need to keep the money in the account. The $2K bonus works out to a 6% APY which is still great.

HT: Doctor of Credit

Based in NYC. Points/miles enthusiast for years and actively writing about it for the last two years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

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