The Banks Pay You: Earn Hundreds With These Nationwide Bank Bonuses (October)

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Best Nationwide Bank Bonuses

Best Nationwide Bank Bonuses Right Now

Bank bonuses are a great way to make some extra money throughout the year. Especially now, while social distancing and staying indoors, it is a way to make money from the comfort of your home. In this list I will include the best nationwide bank bonuses available right now.

Make sure to read each offer thoroughly and keep track of all the bonuses you apply for, including important information such as requirement, application and account closing dates, and more. Keeping a spreadsheet and being organized will help you in the long run.

Now let’s take a look at the bonuses that are available this month.

5 Best Nationwide Bank Bonuses – October 2021

Here are the quick links to the offers. There is more detail for each below:

Best Nationwide Bank Bonuses

Citi – Up to $1,500

Here are the four options:
  • Citi Gold Account – Earn $1,500 when you make a minimum deposit of $200,000 within 30 days, and maintain that minimum balance for 60 days.
  • Citi Priority Checking – Earn $700 when you make a minimum deposit of $50,000 within 30 days, and maintain that minimum balance for 60 days.
  • Citibank Account – Earn $400 when you make a minimum deposit of $15,000 within 30 days, and maintain that minimum balance for 60 days. (Some people received a version giving $500 instead of $400.)
  • Basic Checking – Earn $200 when you make a minimum deposit of $5,000 within 30 days, and maintain that minimum balance for 60 days.

Citi Bonus

Important Details

  • Open account by 10/4/2021
  • Must not currently have or have had a Citibank consumer checking account within last 180 calendar days.
  • Complete required deposit within 30 calendar days of checking account opening, and maintain for 60 consecutive calendar days from the date the Minimum Deposit is met (“Minimum Balance”). The Minimum Balance may be held entirely in one of the Eligible Accounts or across both of the Eligible Accounts.
  • Read more details here.

Chase – $750

The Chase Business Complete Checking bonus offer terms are as follows:

  • Deposit a total of $10,000 in new money within 30 days of account opening
    Maintain a $10,000 balance for 60 days
  • Complete 25 qualifying transactions within 60 days of account opening. Qualifying transactions are: debit card purchases, Chase QuickDeposit, ACH (Credits), wires (Credits and Debits)

After you have completed all the above checking requirements, bonus will be deposited in your new account within 15 days.

Chase Bonus

Important Details

  • Open account by 10/21/2021
  • You can receive only one new business checking account opening related bonus every two years from the last enrollment date and only one bonus per account.
  • Must not have an account closed within 90 days or closed with a negative balance.
  • Read more details here.

Best Nationwide Bank Bonuses HSBC

HSBC – $450

To qualify for the HSBC Premier $450 Welcome Deposit you must:

  • Open your new HSBC Premier checking account from September 1, 2021 through and including January 5, 2022;
  • Make recurring Qualifying Direct Deposits totaling at least $5,000 per month from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.

HSBC Bonus

Important Details

  • Expires 01/05/2022
  • Customers who held any HSBC consumer deposit or investment account from August 31, 2018 through and including August 31, 2021 are not eligible for this offer.
  • Read more details here.

Best Nationwide Bank Bonuses PNC

PNC – Up to $400

PNC is offering two bonuses, depending on which account you open.

Earn $400 with a new Virtual Wallet with Performance Select if you complete the following requirements within 60 days:

  • Establish total qualifying direct deposit(s) of $5,000 or more to your new account

Earn $200 with a new Virtual Wallet with Performance Spend if you complete the following requirements within 60 days:

  • Establish total qualifying direct deposit(s) of $2,000 or more to your new account

PNC Bonus

Important Details

  • Offer ends October 31, 2021
  • New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 12 months.
  • Read more details here.

Discover – $200

Earn up to $200 when you apply for your first Discover Online Savings Account by 12/15/21 with promo code OBR21.

To get the bonus you need to deposit a total of at least:

  • $15,000 into your account by 12/15/21 to earn a $150 Bonus OR
  • $25,000 into your account by 12/15/21 to earn a $200 Bonus.

Discover Savings Bonus

Important Details

  • Offer ends December 15, 2021
  • This must be your first Discover Online Savings Account
  • Read more details here.

Final Thoughts

Hopefully this list of best nationwide bank bonuses gives you some ideas and options to pick up a little extra money.  If you took advantage of all of these bank bonus offers you would bring in over $3000.  Remember that these earnings will be taxed as interest income at the end of the year. We will update this post monthly so be sure to bookmark it and check back regularly for new offers.

Which is your favorite nationwide bank bonus offer? Also let us know if you have any data points about these offers, or come across any other bonuses that are not listed above.

Based in NYC. Points/miles enthusiast for years and actively writing about it for the last 6+ years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

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Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  1. What is upsetting to me is that they want you to do the qualifying direct deposits within 60 days. When social security is your only direct deposit it makes it impossible due to the fact you need to open the account first and then a change to where your SS gets deposited. They kill all us seniors because of that.

    • Yes. Same with my pension. It’s like flipping a coin, even if you specifically time it. And with a pandemic, I think it’s a toss up for anyone to know for sure.

  2. Wait for bonus to post – until then do not close the citi account
    Convert it to a lower balance needed no fee account after 75 days
    Close after bonus posts

  3. Hi. Thanks for positing this.
    If I transfer money every month from one of my bank accounts to the I’ll open with Citybank or Chase. Does that count as a direct deposit?
    Thank you.

  4. What is the best way to close the Chase saving once you’ve met the criteria? Transfer money then call or transfer then message them…?


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