The Banks Pay You: Earn Hundreds With These Nationwide Bank Bonuses (October)

This post may contain affiliate links; please read our advertiser disclosure for more information.

Best Nationwide Bank Bonuses

Best Nationwide Bank Bonuses Right Now

Bank bonuses are a great way to make some extra money throughout the year. You can often do so from the comfort of your home. In this list I will include the best nationwide bank bonuses available right now.

Make sure to read each offer thoroughly and keep track of all the bonuses you apply for, including important information such as requirement, application and account closing dates, and more. Keeping a spreadsheet and being organized will help you in the long run.

Now let’s take a look at the bonuses that are available this month.

5 Best Nationwide Bank Bonuses – October 2022

Here are the quick links to the offers. There is more detail for each below:

Best Nationwide Bank Bonuses

Citi – Up to $2,000

Open a new Checking Account and earn a cash bonus of $200, $500, $1,000, $1,500 or $2,000 when you complete required activities:
Minimum deposit/balance Bonus
$300,000 OR MORE $2,000
$200,000 – $299,999 $1,500
$75,000 – $199,999 $1,000
$30,000 – $74,999 $500
$10,000 – $29,999 $200

Citi Bonus

Important Details

  • Offer ends January 9, 2023
  • Must not currently have or have had a Citibank consumer checking account within last 180 calendar days.
  • Complete required deposit within 30 calendar days of checking account opening, and maintain for 60 consecutive calendar days from the date the Minimum Deposit is met (“Minimum Balance”). The Minimum Balance may be held entirely in one of the Eligible Accounts or across both of the Eligible Accounts.
  • Read more details here.

Chase Checking/Savings – $600

This offer comes in two parts:

  • GET $300 for new Chase checking customers who open a CHASE TOTAL CHECKING® account and set up Direct Deposit.
  • GET $200 for opening a new CHASE SAVINGS account, depositing a total of $15,000 or more in new money within 30 business days, and maintaining a $15,000 balance for 90 days. (not the best offer)
  • OR get $600 for both (an extra $100)

Chase Bonus (open incognito)

Important Details

  • Offer ends October 19, 2022
  • Offer is not available to existing Chase business checking customers and those who have closed accounts within the past 90 days.
  • You can receive only one new business checking account opening related bonus every two years from the last enrollment date and only one bonus per account
  • Read more details here.

Best Nationwide Bank Bonuses PNC

PNC – Up to $500

$200 bonus:

  • Open a qualifying Business Checking or Business Checking Plus account.
  • Maintain an average cycle balance of $5,000 in your new checking account for each of the first three statement cycles;
  • 20 total qualifying PNC Bank Visa Debit card transactions must be made within the first three statement cycles.

$500 bonus:

  • Open a qualifying Treasury Enterprise Plan or Analysis Business Checking account.
  • Maintain a minimum average cycle balance of $30,000 for each of the first three statement cycles.

PNC Bonus

Important Details

  • Offer ends December 31, 2022
  • New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank business checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 12 months.
  • Read more details here.

SoFi Checking & Savings – $475

This offer comes in two parts. You get $300 from SoFi when you open a new account, and another $175 if you go through Swagbucks.

$300 bonus:

  • Within 30 days, complete direct deposit of:
    • $1,000 – $1,999 to get $50 bonus
    • $2,000 – $4,999 to get $100
    • $5,000 or more to get $300

$175 bonus:

Go through Swagbucks to open the new account, and deposit at least $200 to earn 17,500 SBs (worth $175). Search for “SoFi” to find this offer.

SoFi Bonus

Important Details

US Bank Business Checking – $400

Earn $400 when you:

  • Open a new U.S. Bank Silver, Gold or Platinum Business Checking Account with the promo code Q3BUS22.
  • Deposit $1,500 in new money within 30 days of account opening and maintain balance for 60 days.
  • Enroll in the U.S. Bank Mobile App or U.S. Bank Online Banking within 60 days of account opening.

US Bank Bonus

Important Details

  • Offer ends October 28, 2022
  • Offer is available almost nationwide, but only in states that have US Bank branches.
  • Offer is not valid if you or any signer on the new accounts have an existing US Bank business checking account, had a US Bank business checking account in the last 12 months, or if you have an existing US Bank Payment Solutions relationship.
  • Read more details here.

Final Thoughts

Hopefully this list of best nationwide bank bonuses gives you some ideas and options to pick up a little extra money.  If you took advantage of all of these bank bonus offers you would bring in over $3000.  Remember that these earnings will be taxed as interest income at the end of the year. We will update this post monthly so be sure to bookmark it and check back regularly for new offers.

Which is your favorite nationwide bank bonus offer? Also let us know if you have any data points about these offers, or come across any other bonuses that are not listed above.

Based in NYC. Points/miles enthusiast for years and actively writing about it for the last 6+ years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

More Like This


Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  1. I was just approved for the new no-fee Autograph Visa from Wells Fargo. Received an offer in the mail. It offers 30,000 points after spending $1,500 in 3 months and pays out 3x points on travel, restaurants, gas stations, and streaming services.

  2. Currently working on the US Bank bonus, and will hit up Wells Fargo before March 31st once those direct deposit dollars free up when I wrap up US Bank.
    Funny story, my wife got a little mad at how much I made on bank bonus signups and how it was “ruining” our tax refund. Lol

  3. Can someone clarify with the Citi offers, specifically in the following term: “Must not currently have or have had a Citibank consumer checking account within last 180 calendar days”.

    Does this mean if I have a current Citi checking account, I am not allowed to open a new one for the bonus, OR, do they mean if you have opened a consumer checking account within the last 180 days?

  4. What is upsetting to me is that they want you to do the qualifying direct deposits within 60 days. When social security is your only direct deposit it makes it impossible due to the fact you need to open the account first and then a change to where your SS gets deposited. They kill all us seniors because of that.

    • Yes. Same with my pension. It’s like flipping a coin, even if you specifically time it. And with a pandemic, I think it’s a toss up for anyone to know for sure.

  5. Wait for bonus to post – until then do not close the citi account
    Convert it to a lower balance needed no fee account after 75 days
    Close after bonus posts

  6. Hi. Thanks for positing this.
    If I transfer money every month from one of my bank accounts to the I’ll open with Citybank or Chase. Does that count as a direct deposit?
    Thank you.

    • An ACH transfer from one bank account to another can sometimes count as a direct deposit, but most often only deposits from payroll or government benefits count as direct deposits.

  7. What is the best way to close the Chase saving once you’ve met the criteria? Transfer money then call or transfer then message them…?


Please enter your comment!
Please enter your name here


  • MtM recommended tool to track & organize credit cards
  • Best card offers personalized for you
  • Track bonus deadlines, fee dates & 5/24 status
  • Full Travel Freely overview

Free Sign-Up

  • MtM recommended tool to track & organize credit cards
  • Best card offers personalized for you
  • Track bonus deadlines, fee dates & 5/24 status
  • Full Travel Freely overview

Free Sign-Up

Subscribe To Our Newsletter

Join thousands of MtM readers who are subscribed to receive a once daily email with all of our posts. Never miss out!

You have Successfully Subscribed!