Can You Get the Best American Express Offers on Platinum/Gold Business Cards By Calling and Asking?

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American Express Business Card Match to Highest Welcome Bonus 

American Express Business Card Match to Highest Welcome Bonus

The best ever welcome offer of 75k Membership Rewards points on the American Express Business Gold Rewards Card has been gone (at least publicly) for a little while. The current offer on the card is 50k Membership Rewards Points after 5k spend. $175 annual fee waived for the first year.

American Express Business Card Match to Highest Welcome Bonus 

Related: Guide to American Express Membership Rewards Points: Including Best Ways to Earn and Redeem

I’ve been very interested in getting an AMEX Business Gold card and missed my opportunity to apply for the 75k offer while it was available. After doing a bit of research, I came across a post on Doctor of Credit reporting that people had luck calling American Express and asking for the specific bonus. There’s no downside in calling, so decided to give it a shot. I called 1-800-971-6736 and told the automated system I wanted to apply for a new card. I was connected to a customer service rep and explained I was interested in the American Express Business Gold Card. He asked me if I already had a business account with AMEX and I gave him my card number to confirm my information.

Click Here to Learn More and Compare Business Cards

My Big Moment

This was my chance. After he pulled up my account, I asked if there was anyway I could receive the 75K bonus on the Gold card. The CSR looked on my account and told me I was in fact eligible for this bonus! I applied right there on the phone. Had to answer some questions about my business and confirm personal details and await my decision.

I was actually really nervous because I’ve been seeing reports of American Express getting strict with business applications and requiring official documentation. Of course, I have a legitimate business but I wasn’t sure if I would have everything they need on hand. I like to be approved on the spot without having to jump through any extra hoops. Well, I’m happy to report that I had no issue of the sort and was instantly approved after just a few minutes.

Related: My Strange American Express Business Platinum Retention Call

The Offer

Earn 75,000 Membership Rewards points after you spend $10,000 on qualifying purchases with the Business Gold Rewards Card within the first 3 months of Card Membership.

American Express Business Gold Rewards Key Information

  • $0 introductory annual fee for the first year, then $175.
  • $0 introductory annual fee for Additional Business Gold Rewards Cards in the first year; then, $50 for the first Additional Business Gold Rewards Card and no fee for other Additional Cards.
  • 3X points on one category of your choice from the list below:
  • Airfare purchased directly from airlines
    • Advertising in select media
    • Gas stations
    • Shipping expenses
    • Computer hardware, software, and cloud computing purchases made directly from select providers
  • 2X points on the 4 remaining categories
  • 1X points on other purchases

3X and 2X apply to the first $100,000 in purchases in each of the 5 categories per year, 1X point per dollar thereafter.

Click Here to Learn More About this Card and Compare Business Cards


If you’re considering any of the Amex Business Cards you should definitely call and ask for the best bonus offers. The call to Amex really only takes a second. The Business Gold card is a nice complement to other Membership Rewards cards because of the different options for the 3x category. Also, the fee is waived the first year. You can access whether you get enough value out of it to keep it in future years.

Bethany Walsh
Founder of, Bethany is a points, miles and loyalty program strategist who enjoys luxury travel and lives for a deal. When Bethany is not following her Miles to Memories family around the world to various meet-ups you can find her on a beach, in a casino or on a mileage run.

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