Amex Bluebird and Serve Account Shutdowns
Well, it appears to be happening again, Bluebird and Serve accounts are being shut down. Some people are receiving emails saying their accounts have been closed. There’s been two or three waves of shutdowns a year for the past few years.
People who use these accounts to generate spend are always in danger of being shut down by Amex. Basically, they load the cards with gift cards and pay bills- which is a prohibited use of the account. Cardholders who report surviving shutdowns generally report staying under certain dollar amounts in addition to using the card for legitimate purchases.
If you do get shutdown, you are permanently stripped of your ability to load more money into your account. You still have access to the money in your account and any sub-accounts.
If you value your account for some other purpose, then it’s best to not use it to generate spend to avoid losing it completely. But there’s really not many other benefits on these cards.
Note that once you get shutdown you cannot get the card again. Amex Bluebird and Serve are no longer viable methods to create spend in the long term because they will eventually cut you off. I have been shutdown long ago myself.
Did you get shutdown today? Let us know in the comments. Did you survive despite “prohibited activity”? Let us know in the comments.
HT: Reader Brett