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Amex Business Checking Offering Best Ever Bonus of 70K Membership Rewards [Link Added]

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Amex Business Checking Account Now Offers 70K Bonus

Amex Business Checking Account Now Offers 70K Bonus

American Express is offering its best bonus yet for new business checking account. If targeted, you can earn 70,000 Membership Rewards points. The American Express® Business Checking account has no monthly fee and lets you convert Membership Rewards points to cash. Let’s see all the details of this offer, and where to look for it.

Update: We now have a direct link for this offer when you can log in and check if you are eligible to earn the bonus.

Welcome Bonus

Earn 70,000 Membership Rewards® points when you meet each of the following qualifying criteria:

  • Open your first American Express® Business Checking account, which is subject to approval. Apply by 7/31/2024.
  • Deposit a total of $15,000 or more in “new money” into your account within thirty (30) days of account opening
  • Maintain an average balance in your account of at least $15,000 for sixty (60) days, starting on the date that your deposits of new money are equal to $15,000 or greater; and
  • Complete 5 qualifying transactions within sixty (60) days of account opening (mobile deposits, and electronic/online transactions, including ACH, Wire, and Bill Payments made to or from your account)


This offer is showing up for select American Express cardholders in the Amex Offers section, after you log in to your account.

Account Details

Here are some of the main features of the American Express® Business Checking account:

  • Earn 1.30% APY on balances up to $500K
  • No monthly fee
  • Earn 1 Membership Rewards point for every $2 of Business Debit Purchases.
  • Fee-free ATM access at MoneyPass locations in the U.S.


This is a good option to keep in mind, if you need to cash your Membership Rewards points. While the Schwab Platinum card gives you a better value (1.1 vs 1.0), this is a free option that lets you redeem Amex points for cash.

Plus, if you are targeted, you also get a bonus of 70,000 Membership Rewards points which is the highest ever bonus for this account. This is a bonus that you would normally expect from a credit card.

Let us know in the comments if you are targeted!

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

Increased Offer! - Chase Sapphire Preferred® Card 75K!

Chase Sapphire Preferred® Card is the old king of travel rewards cards. Right now earn 75K Chase Ultimate Rewards points after $4K spend in the first 3 months with a $95 annual fee. That's over $900 when you redeem through Chase Travel℠.

Learn more about this card and its features!

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Based in NYC. Points/miles enthusiast for years and actively writing about it for the last 6+ years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  1. Interesting, this offer appeared in my account after I read this post and despite having an offer expiration date of 31 Jul 2024, the offer is no longer seen in my account! Wondering if this offer got pulled out in general. Any DP?


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