Targeted 75K Upgrade Offer for Amex Business Platinum

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Amex Business Platinum Card upgrade offer

Amex Business Platinum Card Upgrade Offer

American Express is targeting some business cardmembers with an offer to upgrade to an Amex Business Platinum Card. Let’s look at the details of this offer that can get you a bonus of 75K points, and see how you can check if you are eligible.

The Offer

  • Earn 75,000 Membership Rewards® points after you spend $10,000 on qualifying purchases with the Business Platinum Card within the first three months of Card Membership. Offers ends 12/31/2020.
  • $595 Annual Fee

To request an upgrade, you must be the Basic Card Member. Log in here with the username and password for that Card account.

Worth it?

There’s several things to look at when considering this offer.

Annual Fee – This is prorated based on where you are in your cardmember year. You could pay a fraction of the $595 annual fee, or close to the whole thing if your annual fee just hit recently.

Bonus – Many people will already have received a sign-up bonus for this card and thus can’t get another one for a long time. So this is a good option to squeeze more points out of the same card, and it is a big bonus.

Annual Travel Credit – This card gets a $200 annual travel credit per calendar year. So theoretically you could get that once in 2020 and once in 2021 before deciding what to do with the Business Platinum when the annual fee comes due again next year. You could possibly get it in early 2022 as well.

Spend – This offer requires $10,000 in spend. After meeting the spend, you will have a total of 85,000 points total (75K bonus & 10K from normal earning). 8.5X is a great earning ratio on everyday spend, even better when we’re talking about Membership Rewards points. But be careful. Amex is fairly strict about not paying bonuses when spending is met through purchasing gift cards.

Other Benefits – The card also provides lots of perks for frequent travelers, and even while staying at home for now. But that means that if you have another version of the Platinum card, getting a new one and paying the annual fee is not worth it if you already have the benefits.


75,000 Membership Rewards points is something you would expect from a signup bonus. So getting it with an upgrade is even better, if you are targeted. You get at least $400 in travel credits the first year plus 8.5X earnings (85,000 points) on $10,000 in spend.

Plus there’s no hard pull to upgrade and you are able to get the bonus even if you have previously had the Amex Business Platinum Card.

Let us know if you are targeted for this Amex Business Platinum Card upgrade offer.

Based in NYC. Points/miles enthusiast for years and actively writing about it for the last two years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

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Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


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