Free Money: Amex May Pay BIG If They Fail to Give You an Instant Card Number!
When you suddenly have a large expense that you can charge on a credit card, you probably wish you had a minimum spending requirement towards a bonus. But did you know that sometimes you can get an instant credit card number?
There’s a few issuers that will give you a number right away. The Blispay card which earn 2% everywhere always gives you the card number when you are approved. You also often get an instant card number with BofA Alaska Airlines card or Citi AT&T card. And most American Express cards often have this added perk.
Instant Card Number from American Express
When you apply for a new Amex card, if approved, you get your card number and four digit CID number right away. So if you have that large expense you can start working towards your welcome bonus before you even get your card.
But that’s not always the case with American Express. Sometimes, after being approved, you will see a message saying that the system cannot issue an instant credit card number. That’s not always bad. If you’re lucky, you can receive an apology and a bonus. This bonus will vary, but an image posted on reddit shows the largest such bonus that I have seen so far.
That’s almost a signup bonus on its own. $315 in the form of a statement credit, for not issuing an instant card number for a Hilton Aspire card. That takes care of most of the annual fee.
Conclusion
You do not always get these bonuses. Sometimes you only get an apology. Even if you do get them, a $315 bonuses is very rare.
Has anyone received these bonuses in the past? Let us know in the comments what the largest bonus you have seen from Amex when you weren’t issued an instant card number.
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Are people tired of having their Paypal accounts shut down for doing nothing wrong? I did have a situation where I sent a friend money, who was visiting his mother in Europe, cash by Paypal Cash cards, which I often BUY using credit cards. The key word is BUY, not STEAL, and if it occurred via a card that amounted to a bonus, then that’s a perk. Paypal also makes clear that they have your banking information. Why? They should be avoided like the plague. I’ve heard stories of people having significant amounts of money virtually stolen from them for 180 days, and that number seems outrageous. Upon calling, I was told I did something wrongful, and upon asking, the man I spoke to could only giggle, and tell me he’d tell me, but maybe he shouldn’t. I told him I believe that by the freedom of informations act, I have the right. He gigggled, went back and forth debating what to do, and said he’d send me an email that he was “working on all day”. I’ve had my Paypal Acct since 2003. I was sending this money to my partner. This was a gift to my friend to help celebrate a special time with his mother ,because frankly, he’s cheap. I’ve read that if Paypal notices that the account uses the same home address or up address, the other persons Acct could be shut down too. Is that justified? They claim this is done to avoid having more than one Acct per person, but numerous people can use the same IP address. It just so happened that I have 2 accts I realized. The other works. Is this the reason my main Acct was shut down? I didn’t even realize it until I looked up an old email address.
When does Paypal fess up to being capable of making mistakes? They make plenty and cause significant problems. I’ll just point out an incident when I made a $26,000 purchase, and the money actually vanished! I called Paypal making an inquiry. They turned this into a chargeback and created a nasty seller to think I was changing my mind on a purchase on something I needed very much. The money was lost. Nobody could track the money until the money turned up in some transitory Acct belonging to high end purchase department in Paypal. No apologies were ever made, as I don’t expect one now. I’m completely sure Paypal has no clue if they have any idea if they’re right. Maybe if they acted with professionalism, we could trust them. Watch your accounts, don’t leave money in it, and don’t rely on them for anything requiring trust.