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The Banana Republic Visa Came Through Again with Another Great Promo for March!

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Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Links in this post may provide us with a commission.

Banana Republic Visa Spending Offer March 2016

Banana Republic Visa Spending Offer March 2016

I have written a few times about the Banana Republic Visa card. After hearing about some of the great spending offers others had received, I decided to bite the bullet and apply for the card late last year. While there isn’t a sign-up bonus, I was pleasantly surprised when I received the card and they offered me $30 in credit for using the card once outside of their brands.

Then last month I was very happy to receive an offer giving 5% back at gas stations, grocery stores and on dining. With the demise of my Serve cards and local grocery stores tightening, I wasn’t able to go as big as I probably would have in the past in these categories, but I did rack up a nice chunk of credit.

Now for March, they have sent me another great offer. Unlike last month’s offer this one is capped, but it is still a great deal. Let’s take a look.

The Spending Offer

banana republic

As you can see, I can earn 100 bonus points on up to 20 transactions outside of their brands. 2,000 points is worth $20 in credit at their stores. Very nice. I will still earn the normal 1% in credit as well for my purchases. I could of course put the card in my wallet and use it for normal day to day purchases, but I have other cards which might be better for higher dollar amount spend.

A Strategy to Maximize

While I haven’t done this yet and am not sure if I will, I could theoretically purchase 20 X $.50 Amazon gift cards to satisfy the requirements. For these purchases I would earn a total of $20.10 in Gap Brands credit. Some would argue I could buy a $10 Amazon gift card at Staples to earn 5X with Ink and they are right. Of course, I’ll take $20+ in credit over 50 Ultimate Rewards points any day.

This Card Is Paying Off

This card is really paying off so far. In just a couple of months I have received $30 in free credit, 5% cashback in certain categories and now $20 back with minimal effort. In total, I have received about $200 worth of “free” rewards in just three months. Considering this is a no annual fee card, I consider that to be an amazing value.

Conclusion

Yes I know that Gap/Banana Republic credit isn’t as good as cash and I am fully aware that I could purchase gift cards at 20% off, etc. In the end, even if I only value these rewards at 70-80% of face value, I am still getting a very good value for little effort. If these types of campaigns hold up, this may become the most valuable no annual fee card in my wallet and that is saying a lot.

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Shawn Coomer
Shawn Coomerhttps://milestomemories.com/
Shawn Coomer earns and burns millions of miles/points per year circling the globe with his family. An expert at accumulating travel rewards, he founded Miles to Memories to help others achieve their travel goals for pennies on the dollar. Shawn also runs a million dollar reselling business, knows Vegas better than most and loves to spend his time at the 12 Disney parks across the world.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

4 COMMENTS

  1. Are you getting these an emails or physical letters? I have yet to receive a spending bonus on my card and have (not so patiently!!) been waiting.

  2. I was target for that offer last month. This month I got x5 everywhere with no cap, which is essentially 6% with the bonus for being a luxe member. Still figuring out how much I want to spend and the best/easiest route.

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