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Bilt Mastercard Increases Referral Bonus to 10,000 Points

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Bilt Mastercard Referral Bonus

Bilt has increased its referral bonus as a celebration of being named the Best No-Annual-Fee Credit Card at the 2023 The Points Guy Reader’s Choice Awards for the 2nd year in a row.

The Bilt Mastercard offers renters across the United States a way to pay rent via credit card with no fees and earn points on their largest expense. The card earns 2x points on travel, 3x points on dining, and all earning is doubled on the 1st of every month during Rent Day.

Now you also have the opportunity to earn four times the usual referral bonus. You’ll get 10,000 Bilt Points for every friend who gets approved for the Bilt Mastercard. They must apply by 11:59 pm PT on November 20, 2023.

For a referral to qualify, they person applying must:

  • Have not previously created a Bilt Rewards account or opened a Bilt Mastercard issued by Wells Fargo Bank, N.A.
  • Create their Bilt Rewards account and apply through the unique URL with your referral code (that Bilt will provide to you)
    • The unique URL with your referral code can be accessed in the ‘Earn Points’ tab of the Bilt Rewards app or website
  • Submit their application before the offer ends at 11:59 pm PT on November 20, 2023.

Key Terms

  • Each Referral Bonus will be deposited to your rewards account within thirty (30) days after the referral has satisfied the requirements outlined above.
  • You can track your progress towards each Referral Bonus in the Bilt Rewards App but please note that, for privacy reasons, Bilt can only notify you once a referral successfully obtains a Bilt Mastercard account.
  • We may withdraw your ability to refer applicants, and withhold awarding (or reclaim a previously awarded) Referral Bonus, if we believe, in our sole discretion, that you are engaged in fraud, misuse or abuse of this offer, the Bilt Rewards program or the Bilt Mastercard terms.
  • Points granted as a Referral Bonus will not count towards your tier status (Silver, Gold, Platinum) for the calendar year and you will not be awarded tier points accordingly.
  • The value of the Referral Bonus(es) may be taxable income to you.


This is a great opportunity to earn more points by inviting friends. Bilt Points can be transferred to travel partners such as Hyatt, American Airlines, Aeroplan, Marriott, and more.

There’s also a bonus for new cardmembers, although unadvertised. If you apply and are approved for the Bilt Mastercard, you will receive an email with an offer to earn a total of 5x points on all eligible purchases for the first five days, up to a maximum of 50,000 bonus points. This promotional offer is only valid for 5 days from the date you receive this email, so don’t miss it.

If you want to apply for the Bilt Mastercard , you can use our referral link.

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Based in NYC. Points/miles enthusiast for years and actively writing about it for the last 6+ years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


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