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Chase Ritz-Carlton Card Improvement Without Annual Fee Hike

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Courtesy: Ritz-Carlton Reserve

Chase Ritz-Carlton Card Improvement Without Annual Fee Hike

Marriott and American Express announced earlier today several improvements to the Marriott Bonvoy Brilliant Card.

That includes complimentary Marriott Bonvoy Platinum Elite status, a $300 annual credit at restaurants worldwide (up to $25/month back) and an annual Free Night Award. While those are valuable additions, the annual fee on that card also goes up from $450 to $650.

However, these changes are also good news for Ritz-Carlton cardholders who get extra benefits without a fee increase.

Card members who have The Ritz-Carlton Rewards Card from Chase, which is no longer available to new applicants, will receive the new 85K Anniversary Free Night Award. There is no change to The Ritz-Carlton Rewards Card annual fee, which remains $450.

The Ritz-Carlton Rewards Card now gets the same Free Night Award each year after Card renewal month that can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy.

Card Highlights

  • Earn 6 points per $1 spent at participating Marriott Bonvoy hotels
  • Earn 3 points per $1 spent on dining, car rentals, and airfare purchases
  • $300 Annual Travel Credit (per calendar year)
    • use for baggage fees, seat upgrades, access to your preferred airport lounge and more. Simply call to apply the credit.
  • 3 club level upgrades at Ritz-Carlton properties on paid stays per cardmember year
  • $100 hotel property credit at Ritz-Carlton and St. Regis properties when staying 2+ nights on a paid stay
  • Anniversary free night award worth up to 85,000 points
  • Gold status with Marriott Bonvoy
  • Earn Platinum status if you spend $75,000 within the cardmember year
  • Priority Pass membership
  • Global Entry or TSA PreCheck application fee reimbursement


There’s a lot of Marriott news today with the two new cards from Chase and American Express with a $250 fee, and the improvements to the Marriott Brilliant card that sees the annual fee jump to $650.

The Ritz-Carlton Rewards Card from Chase on the other hand gets an improvement without the additional cost. Is this the best Marriott premium card to hold long term now? Let us know what you think!

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

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Based in NYC. Points/miles enthusiast for years and actively writing about it for the last 6+ years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

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  1. Planning to keep the Ritz card for now and drop the AMEX Marriott card. Don’t need the new AMEX dining credit, I’m already lifetime Platinum, always used the $300 annual property credit but it is gone. And lately I have been unable to use my accumulated Marriott points at the properties I want, when I want to stay. And now a higher annual fee for the AMEX card. For me, the Ritz card is the better deal.


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