Great Rate & Bonus! CIT Bank Savings Account, up to $300 Bonus & 1.80% APY

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CIT Bank Savings Account bonus

CIT Bank Savings Account, up to $300 Bonus & 1.80% APY

CIT Bank is offering a bonus of $150 or $300 and a 1.80% APY on its Savings Builder Account. The offer is for both new and existing customers. The rate is a competitive one for large balances, but not the best out there. But you are also getting a cash bonus. Let’s check the details.

New Customers

Open a Savings Builder account with a minimum of $100 and enter the promo code, Bonus19. Fund your account within 15 calendar days of the open date to meet one of the following balance requirements.

Bonus Deposit Requirement
$150
$25,000 to $49,999
$300
$50,000 or more

Maintain the minimum balance requirement for the desired bonus for 90 calendar days.

The $25K balance also qualifies you for the 1.80% APY.

Sign-Up & More Info

Existing Customers

Enroll in the promotion. Add funds within 15 calendar days of your enrollment with new money from an external financial institution to meet one of the following deposit requirements.

Bonus Additional Deposit Requirement
$150
$25,000 to $49,999
$300
$50,000 or more

Maintain the minimum balance requirement for the desired bonus for 30 calendar days.

The $25K balance also qualifies you for the 1.80% APY.

PROMOTION PAGE

MtM Analysis

Bank rates have been going down lately, and 1.80% APY is close to the best rates you can get nowadays. (But to be fair it isn’t the absolute highest.) This promotion does have a somewhat high deposit requirement, but between the interest rate and the bonus it could make sense given you don’t have to leave it in the account for too long. The fact that this is also open to existing customers is a win as well.

Are you a current CIT Bank customer? Are you going to sign-up? Share your thoughts in the comments!

DDG
Based in NYC. Points/miles enthusiast for years and actively writing about it for the last two years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

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