New Citi Checking Offers, Earn $300 to $1,500

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citi checking offers

New Citi Checking Offers, Earn $300 to $1,500

Citi has an offer for new checking accounts that can earn you as much as $1,500 in cash. The largest bonus is for the Citigold account that requires a large amount of cash, but there are also smaller bonuses available. Let’s check the details.

The Offers

Here’s the four options:

  • Citi Gold Account – Earn $1,500 when you make a minimum deposit of $200,000 within 30 days, and maintain that minimum balance for 60 days.
  • Citi Priority Checking – Earn $700 when you make a minimum deposit of $50,000 within 30 days, and maintain that minimum balance for 60 days.
  • Citibank Account – Earn $300 when you make a minimum deposit of $15,000 within 30 days, and maintain that minimum balance for 60 days. (Some people received a version giving $500 instead of $400.)

Promotion Link

Key Terms

  • Open account by 4/1/2021
  • Must not currently have or have had an account a Citibank consumer checking account within last 180 calendar days.
  • Complete required deposit within 30 calendar days of checking account opening, and maintain for 60 consecutive calendar days from the date the Minimum Deposit is met (“Minimum Balance”). The Minimum Balance may be held entirely in one of the Eligible Accounts or across both of the Eligible Accounts.

Fees

  • Citi Gold – To remain a Citigold client, maintain a minimum combined average monthly balance of $200,000 in eligible linked deposit, retirement and investment accounts. There is no monthly service fee for accounts in The Citigold Account Package.
  • Citi Priority Checking – $30 monthly fee waived with a combined average monthly balance of $50,000+ in eligible linked deposit, retirement and investment accounts.
  • Citibank Account – $25 monthly fee waived with a combined average monthly balance of $10,000+ in eligible linked deposit, retirement and investment accounts.
  • Basic Checking – $12 monthly fee waived with one qualifying direct deposit and one qualifying bill payment per statement period OR maintain a $1,500+ combined average monthly balance in eligible linked accounts.

Conclusion

These are good bonuses for checking accounts, but you need to deposit large amounts. This time around there’s no bonus for Basic Checking which is the easiest account to keep fee-free. Also the Citibank Account bonus has been lowered from $400 to $300. The other two bonuses have remained the same.

DDG
Based in NYC. Points/miles enthusiast for years and actively writing about it for the last two years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

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1 COMMENT

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

1 COMMENT

  1. Based upon the experience of those who have played this before…are there any pitfalls to watch out for? They have LOTS of rules, etc…
    – Are a husband/wife allowed to open two accounts? I don’t think I read any restrictions on that.
    – Do they really wait the full 90 days, after completing the 30 days to qualify, to pay the bonus – thus effectively locking up your money for 120 days?
    TIA for those passing along their experiences with Citi

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