Credit Cards That Offer Travel Credits And Discounts
Numerous credit cards offer travel credits and discounts, and these benefits come in many forms. Some offer a statement credit in broad categories. Other have very specific types of uses. Whatever they are, having credit cards that offer travel credits can offset your out-of-pocket costs and also justify keeping that card long term. Here’s a look at the cards and their perks.
Scope Of This Post
I want to mention from the outset that we are NOT covering credit cards that offer a free night award. Lots of info exists about this already. Instead, this post is about credit cards that offer various types of travel credits in which you spend money and then receive a reimbursement.
Chase Credit Cards With Travel Credits
World of Hyatt Business Card
A newcomer, this card offers $100 annually in statement credits for spending at Hyatt hotels and resorts. This comes in the form of $50 in each half of the year.
Chase Sapphire Reserve
Each year, cardmembers receive up to $300 in travel credits. These come as statement credits against any purchases that code as travel. Credits are applied automatically to the first purchases that code as travel, including cruises, rideshare apps, hotels, flights, buses, and more. If it’s loosely considered “travel”, this credit should erase it from your credit card statement.
Ritz-Carlton Rewards Credit Card
Receive $300 in annual travel credits per calendar year. These are for incidentals, such as seat upgrades and checked bags, and you must claim them by asking Chase to apply the credit to your account after relevant charges have posted.
Bank of America Credit Cards With Travel Credits
Bank of America Premium Rewards Credit Card
Receive up to $100 in airline incidental statement credits each year for qualifying purchases like seat upgrades, baggage fees, in-flight services and airport lounges
American Express Credit Cards With Travel Credits
American Express Bonvoy Brilliant Credit Card
The premium card in the Marriott Bonvoy family offers up to $300 in statement credits at Marriott hotels and resorts each cardmember year (not calendar year). Enrollment is not required. Statement credits should trigger automatically for spending with Marriott.
The Platinum Card from American Express
Among credit cards with travel credits, this one has 2 solid offers:
- $200 annual hotel credit – book through AmexTravel.com for stays at properties in the Fine Hotels & Resorts program or The Hotels Collection. Receive up to $200 in statement credits against this spending. Credits should apply automatically. See our guide here.
- $200 airline credit – choose your preferred airline and receive up to $200 in reimbursements (as statement credits) for incidental charges like checked bags, snacks during the flight, and fees charged by the airline. Enrollment / choosing your preferred airline is required. See details and airline options here.
American Express Business Platinum Card
Similar to the personal version of the card, these 2 benefits apply to the business version:
- $200 airline credit – choose your preferred airline and receive up to $200 in reimbursements (as statement credits) for incidental charges like checked bags, snacks during the flight, and fees charged by the airline. Enrollment / choosing your preferred airline is required.
- 35% back on points redemptions – if you pay with points to book a first class or business class ticket with any airline or a ticket of any type with your preferred airline, you get 35% of those points back. There is a cap of 500,000 Membership Rewards points per year. Enrollment / choosing your preferred airline is required.
Hilton Aspire Credit Card
There are 2 credits available with this card:
- $100 property credit – get up to $100 in property credits for stays at Waldorf Astoria and Conrad properties when you book a stay of at least 2 nights.
- $250 airline credit – choose your preferred airline and receive up to $250 in reimbursements (as statement credits) for incidental charges like checked bags, snacks during the flight, and fees charged by the airline. Enrollment / choosing your preferred airline is required.
Citibank
Expedia Rewards Voyager Card from Citi
For a card with a $95 annual fee, you get $100 in annual reimbursements on travel expenses. This covers things like baggage fees, in-flight wifi, and other fees paid for with your card.
Citi Prestige Card
Receive $250 in annual travel credits per calendar year. Citi is also allowing cardmembers to use this credit for restaurant (including takeout) and supermarket purchases in 2021.
Capital One
Capital One Venture X
Receive $300 in annual travel credits per calendar year in the form of statement credits. Capital One will reimburse you for up to $300 spent on the Capital One travel portal.
Final Thoughts
Credit cards with travel credits can help to offset the annual fees—some even providing net positive value at the end of the year. In this article, we looked at cards that provide statement credits or rebates on travel spending. Some credits are easier to use than others, and some require enrollment in advance. Understand which credit cards in your wallet have travel credits and ensure you put them to good use.
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You also forgot the BoA Premium Rewards card.
I see Bank of America Premium Rewards card mentioned.
Thanks. We updated the list.
I think you forgot the Citi Prestige ($250) and Chase Ritz Carlton ($300).
Thanks. We updated the list.
For Amex Bus Plat “…35% back on points redemptions – if you pay with points to book a first class or business class ticket with your preferred airline, you get 35% of those points back…” I thought this was 35% back on points redemptions for any ticket with your preferred airline OR any bus/first ticket on any airline. Can anyone confirm?
Good post all around – I’m always looking for ways to maximize these credits. If it would be possible to add the annual fee for each card that would be even more helpful in evaluating which cards might be worth looking into.