Ryan Smith

Travel hacker in 2-player mode, intent on visiting every country in the world, and can say "hello" or "how much does this cost?" in a bunch of different languages.

Current Retention Offer: Amex, Chase & Citi Retention Offer Data Points

Retention offers are a massive part of this hobby. Here are data points on a current retention offer Amex, Chase & Citi have offered to credit card users.

End of Year Checklist: Remember to Use these Credit Card Perks

Your end-of-year checklist is here to remind you about all of the credit card perks that you should use up before New Year's Day.

Do Babies Fly Free? What You Need To Know When Flying With An Infant

Do babies fly free? We look at the important policies and costs for flying with an infant on various airlines, domestically and internationally.

Got A Negative Balance On A Credit Card? Here’s What You Can Do.

Got a negative balance on a credit card? Here's what you can do. We examine how it's possible to get a negative balance, impacts, and options.

Credit Card Bonus Categories 2022 – Here’s Which Credit Card To Use

A guide to credit card bonus categories in 2022. We look at the best credit card to use for each category of spending, helping you earn more.

Credit Card Application Rules By Bank – A Complete Guide

Each bank has its own credit card application rules. In this guide, we'll look at the rules and how to comply with them to increase approval odds.

EU261 Flight Compensation Rules For Delayed And Cancelled Flights

Here's a rundown of EU261 flight compensation rules covering delayed and cancelled flights. We look at when this law applies and how to claim your rights.