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M&T Bank Checking Account Bonuses Available Nationwide

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Checking Account Bonus

M&T Checking Account Bonuses

M&T Bank is a New York based bank that has had several checking account bonus offers recently. These bonus offers are limited to CT, DC, DE, MD, NJ, NY, PA, VA and WV in the terms, but apparently everyone can get them nationwide. I live in one of the eligible states but PDX Deals Guy who doesn’t, was able to get the bonus as well.

One word of caution to those who are not in the eligible states. Just because it works for now, doesn’t mean that M&T Bank will keep paying the bonuses to everyone.

Bonus Requirements

These bonus offers usually have the same requirements:

  • In order to receive the bonus you need to open a new personal checking account by May 24, 2017 and make a direct deposit of at least $100 within 90 days of account opening.

To open the account online, simply visit the M&T Bank website, pick your account and make sure to enter promo code. You can also visit a branch if you have a coupon or call 1-800-724-3222.

Available Bonuses

Each bonus comes with a different promo code. These are the bonuses that are still available.

  • Promo Code: QL
    • Account: EZChoice Checking
    • Expiration: 5/24/2017
    • Bonus: $200
  • Promo Code: QI
    • Account: EZChoice Checking
    • Expiration: 5/24/2017
    • Bonus: $200
  • Promo Code: QC
    • Account: EZChoice Checking
    • Expiration: 5/24/2017
    • Bonus: $150
  • Promo Code: QE
    • Account: EZChoice Checking
    • Expiration: 5/24/2017
    • Bonus: $150
  • Promo Code: QH
    • Account: MyChoice Premium Checking
    • Expiration: 5/31/2017
    • Bonus: $250


EZChoice Checking is the best option. You can avoid the $6.95 monthly fee just by making one transaction such as a deposit, withdrawal, or debit purchase every month.

MyChoice Premium Checking comes with a $24.95 monthly fee that can be waived with a daily balance of $7,500.

Both accounts have an Early Account Closure Fee of $50.00 if account is closed within 180 days of opening.


This is probably one of the best bonus offers we have seen. You should be able to get more than one bonus for every new account that you open. You just need to use a different promo code every time. ACH deposits of at least $100 seem to trigger the bonus which posts on the same day as the ACH deposit. Major banks such as Chase, Capital One, Alliant etc will work for the ACH transfer.

As mentioned above, the promotion is limited only to a few states, but seems to be working nationwide.

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

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Based in NYC. Points/miles enthusiast for years and actively writing about it for the last 6+ years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

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  1. I am in LA state
    On May 6 opened Account: EZChoice Checking – used Promo Code: QL
    May 23 FNBO Direct $100.00 transfer coded as P2P came through
    May 24 $200.00 bonus posted

  2. When I tried to apply for the 3rd checking account, i received the following error message:Notice

    Thank you for applying for an M&T Bank account. Due to the information you provided, we are unable to process your application through the online channel. For assistance, please contact us at 1-800-724-3222 or visit one of our local branches.


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