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Capital One’s Europe Problem Is Bad — But Chase’s Change May Be Worse + Hilton’s Strange Brand!

Shawn Coomer
Reviewed by Shawn Coomer

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MTM Travel March 21, 2026

Capital One’s switch to the Discover payment network is getting cards declined at ATMs and payment terminals overseas — Mark found out the hard way in Poland and Dublin. Chase made things worse by quietly killing fraud alerts for international charges, leaving one of Mark’s travel buddies $1,000 in the hole at a bar in Poland with no notification. Plus a leaked Amex card nobody asked for, Yotel joining Hilton, and why tap-to-pay overseas might work against you in a dispute.

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Shawn Coomer
Shawn Coomerhttps://milestomemories.com/
Shawn Coomer earns and burns millions of miles/points per year circling the globe with his family. An expert at accumulating travel rewards, he founded Miles to Memories to help others achieve their travel goals for pennies on the dollar. Shawn also runs a million dollar reselling business, knows Vegas better than most and loves to spend his time at the 12 Disney parks across the world.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

3 COMMENTS

  1. Just add an alert for Chase to alert you to ANY charge over a certain amount. I now get alert over $1 and the alerts are worldwide.

  2. $1,000 for a bar tab!?! In Poland? Were ladies of negotiable virtue involved because alcohol is fairly cheap in Poland?

    • It was a stolen card issue and they hammered through a few charges, but no alert. Kind of crazy really and makes it scary to carry a Chase card overseas.

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At Miles to Memories we share the best tips, tricks and deals plus travel rants, musings, hotel, airline and loyalty program reviews and a lot more! Our goal is to help people save money so they can get out there and travel the world! Through our various blog posts, podcasts & videos we teach others how to maximize loyalty rewards, hotel & airline programs and credit cards to achieve amazing things.

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