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Chase Launches New Instacart Card with $200 Bonus and Free Instacart+

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New Chase Instacart Card

Instacart and Chase launched last week the new Instacart Mastercard credit card, with Mastercard as the exclusive payments network. With this first-ever credit card from Instacart, cardmembers can earn unlimited cash back with a range of redemption options, along with additional rewards and benefits.

The card offers rewards both on and off the Instacart platform, plus there’s free access to Instacart+ for a year, which enables cardholders to save even more with perks like no delivery fees on orders over a certain size, reduced service fees, and credit back on eligible Pickup orders.

There’s also a signup bonus of $200 if you are one of the first 10,000 applicants. Let’s see all the details of this new card.

The Offer

  • Limited-time offer: The first 10,000 to get the card before 8/4/22 will get a $200 Instacart credit (after that the offer will change to a $100 Instacart credit)
  • Plus 1 free year of Instacart+ (membership that will auto-renew into an annual membership for $99/yr )
  • No Annual Fee
  • Offer Link

Card Highlights

  • Earn:
    • 5% cash back on Instacart purchases made at more than 800 national, regional, and local retail brands from more than 70,000 stores across more than 5,500 cities
    • 5% cash back on travel purchased through the Chase Travel Center
    • 2% cash back on restaurants, gas stations, and select streaming services
    • 1% cash back on all other purchases
  • Redeem points for:
    • Cash back
    • Travel
    • Pay with points (coming soon)


This card could be worth it if you often shop through Instacart. You get about $300 in value in the first year with Instacart+ and the signup bonus (assuming you are one of the first 10,000 people to apply). You will also earn 5% cash back on Instacart purchases going forward.

But for most people I think this card will not be worthwhile, and definitely not worth wasting an application if you’re under Chase 5/24.

Anyone planning on applying? Let us know in the comments!

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Based in NYC. Points/miles enthusiast for years and actively writing about it for the last 6+ years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


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