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An Easy 20K Membership Rewards with Pay Over Time Offers

DDG
DDG

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Pay Over Time Offers, An Easy 20K In Points!

There’s a new round of Pay Over Time offers going out for American Express cardholders today.  These are some of my favorite offers out there and come with 20,000 FREE Membership Rewards points.

I saw this offer in my Amex Gold Card, but other Pay Over Time cards such as Amex Green, Amex Platinum and the business versions of these cards might also be targeted.

Update: This offer is available again for select cardholders through January 23, 2025.

What Is Pay Over Time

If you are not familiar with Pay Over time here is a quick run down of the program. This program essentially allows you to break down large purchases into multiple payments. Here is how Amex describes the benefits:

  • No fee to enroll.
  • Added flexibility to pay eligible charges over time with interest.
  • Simply choose each month to pay in full, the minimum amount due, or anything in between. It’s your choice.
  • All eligible charges of $100 or more can be paid over time.

And for turning this feature on American Express will give people 20,000 points.

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Where Do You Find The Offers

These offers are showing up in the Amex Offers section and sometimes come via regular snail mail. Remember that these offers will only appear for select cards that normally require a payment in full each month.

Conclusion

These offers are some of my favorite. There is not an easier 20K offer out there.  Just remember to activate it but don’t actually use the service since that would mean you are paying interest.

And if you are not targeted for this offer, make sure to deactivate Pay Over Time, so you can have a chance at being targeted next time.

Let me know in the comments section if you were targeted.

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
DDG
DDGhttp://dannydealguru.com
Based in NYC. Points/miles enthusiast for years and actively writing about it for the last 6+ years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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At Miles to Memories we share the best tips, tricks and deals plus travel rants, musings, hotel, airline and loyalty program reviews and a lot more! Our goal is to help people save money so they can get out there and travel the world! Through our various blog posts, podcasts & videos we teach others how to maximize loyalty rewards, hotel & airline programs and credit cards to achieve amazing things.

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