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Schwab Investor Card Sign Up Bonus Offer has Returned

Mark Ostermann
Mark Ostermann

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Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Links in this post may provide us with a commission.

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Schwab Investor Card Sign Up Bonus Offer has Returned

A little while back American Express pulled the Schwab Investor card’s bonus offer.  It has returned with a decent sign up bonus but it is still a below average card overall.  There are also a few hoops you need to jump through in order to get it.

Card Details

The Schwab investor card is a cash back earning card.  It earns a flat rate of 1.5% cash back.  The sign up bonus, which runs until 8/15/18 is for:

  • $200 card statement credit after $2,000 in spend within the first 3 months

The card has no annual fee and comes with a 0% APR offer on purchases and transfers for the first 6 months.

Direct Link

Eligibility Requirements

In order to be eligible for the card you need to have a Schwab account.  Many of you already will have a checking account with them because it offers on of the best travel checking accounts on the market.  And an account is needed for the Schwab Platinum card as well.

The Schwab checking account currently has a $100 sign up bonus.  Be aware that it is a hard pull when applying for one of their accounts.  That fact may steer some away from this.  Potentially 2 hard pulls for $300 is tough to swallow.

Conclusion

This isn’t a great card but it does get Amex Offers and has no annual fee.  The $200 credit after $2000 in spend is decent for a cash bonus but not anything special.  I would put this card as a pass but it may work out for some people.

Hat Tip DoC

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Mark Ostermann
Mark Ostermann
Mark Ostermann is a father, husband and miles/points fanatic. He left the corporate world after starting a family in order to be a stay at home dad. Mark is constantly looking at ways to save money and stay within budget while also taking awesome vacations with his family. When he isn't caring for his family or taking a weekend trip, Mark is working towards his goal of visiting every Major League Baseball ballpark.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

3 COMMENTS

    • I am almost positive it is a credit card which makes it even less valuable since it takes up an Amex slot

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