End of Month Checklist: Credits, Spending Offers and Fuel Points

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End of Month Checklist

End of Month Checklist: Credits, Spending Offers and Fuel Points

Another month has come and gone…well almost. Since it is the twilight of the month I wanted to put together an end of month checklist. This will include all of the random credits you have on your credit cards, other spending offers and deals that need managing each month. This one is extra special since it is also the end of the year!

End of Month Checklist

Regular Monthly Credits

This list is going to be bigger than normal because of all of the pandemic credits.  Here is a list of everything you need to use in the next day or so or you will lose it. Here is an awesome spreadsheet that should help you keep track of your Amex credits during the month.

Amex Platinum Card
  • $15 Uber Credit
  • $50 in Saks Fifth Avenue credit – Must use by June 30th and December 31st.  You get 2 credits per year.
  • Make sure you to use your $200 airline incidental credit as well (have until December 31st).
  • $20 entertainment credit
Amex Platinum Business Card
  • $200 in Dell credit (x2) – Must use by June 30th and December 31st.  You get 2 credits per year.
  • $10 wireless credit
Amex Gold Card
  • $10 in credits at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations.
  • $10 Uber credit
  • Make sure you used up your $100 airline incidental credit as well (have until December 31st – legacy cardholders only).
Amex Aspire Card
  • Make sure you used up your $250 airline incidental credit as well (have until December 31st).

Dining Credits

Hilton Cards
  • No Fee Hilton American Express – $5 per month
  • Hilton Surpass – $10 per month
  • Hilton Aspire – $20 per month
Delta Cards
  • Delta Skymiles Gold Card – $10 per month
  • Delta Skymiles Platinum Card – $15 per month
  • Delta Reserve – $20 per month
Bonvoy Cards
  • Marriott Bonvoy Brilliant – $20 per month
  • Amex Bonvoy (old SPG card) – $10 per month

Wireless Credits

Hilton Cards
  • Hilton Honors Business Card – $10 per month
Delta Cards
  • Delta Skymiles Gold Business Card – $10 per month
  • Delta Skymiles Platinum Business Card – $15 per month
  • Delta Reserve Business Card – $20 per month
Bonvoy Cards
  • Marriott Bonvoy Business – $15 per month

End of Month Checklist

Spending Offers Ending

Here is another spreadsheet that should help you with your Chase credits each month.

Chase Co-branded Cards
Chase Freedom & Freedom Flex
  • Get in your $1500 in spend for the Chase Freedom Flex this quarter (ends 12/31/21). The categories are Walmart and PayPal. There is also the top spend bonus right now too.

Extend Fuel Points

Remember to call and extend the fuel points in your area’s program.  Benjy shared how to do this with Kroger.  It should work the same for most programs. They normally limit you to 3 extensions per year.

Final Thoughts

Hopefully you found this end of month checklist useful.  I will continue to update and post it every month as a reminder.  I know I need to take care of two of these things today so it is a good reminder for me too 😁.

Mark Ostermann
Mark Ostermann is a father, husband and miles/points fanatic. He left the corporate world after starting a family in order to be a stay at home dad. Mark is constantly looking at ways to save money and stay within budget while also taking awesome vacations with his family. When he isn't caring for his family or taking a weekend trip, Mark is working towards his goal of visiting every Major League Baseball ballpark.

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  1. AMEX is not giving me $15 cell phone credit on my Marriott Business card. Is there a page on amex.com where I can see this so I can point them to it?

    • Nevermind. I found out that you had to have a card as of 1/1/21 in order to be eligible. Bummer as I missed out on $30 in savings with my Verizon bill that I could have paid with my PPK to get $10 off.

  2. I’m usually not a fan of the grab-bag Amex credits, but the (new) Feb-Dec 2021 dining credits are certainly useful, as pretty much anyone/everyone can find a restaurant to use them at. Have two (actually three) of these cards totaling $30 ($35) in credits per month, so that’s kind of like free money, which is awesome.

    • Haha – I wish I had thought of that last month. I would be taking a nice long break from work right now haha.

  3. Good post.
    Some additional ones.
    Some Chase co-brand cards (like BA,IHG,UA,SWA,etc.) are targeted for 5x up to $1,500 at grocery,gas,drug stores through 3/31 so check your promo offers for those.
    Freedom 5x bonus at Wholesale clubs, utilities, streaming svcs 1st quarter.
    Many BofA store cash back bonuses rolled over at the end of January so re-up for Starbucks, etc. on that site.

    • Thanks Dan, have the Chase co-brands in there already. Went back and forth on Freedom or if I should only put it in March since that is when it ends – probably should add it in though.

    • The resort credit is cardmember year but the airline credit is calendar year. Annoying & confusing that they have them on different schedules.


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