End of Month Checklist: Credits, Spending Offers and Fuel Points
Another month has come and gone…well almost. Since it is the twilight of the month I wanted to put together an end of month checklist. This will include all of the random credits you have on your credit cards, other spending offers and deals that need managing each month. This one is extra special since it is also the end of the year!
RELATED: End Of Year Checklist, Don’t Let Your Credits Go To Waste
Regular Monthly Credits
This list is going to be bigger than normal because of all of the pandemic credits. Here is a list of everything you need to use in the next day or so or you will lose it. Here is an awesome spreadsheet that should help you keep track of your Amex credits during the month.
Amex Platinum Card
- $15 Uber Credit + $20 Bonus for December
- $50 in Saks Fifth Avenue credit – Must use by June 30th and December 31st. You get 2 credits per year.
- Make sure you to use your $200 airline incidental credit as well (have until December 31st).
- $20 entertainment credit
Amex Platinum Business Card
- $200 in Dell credit (x2) – Must use by June 30th and December 31st. You get 2 credits per year.
- $10 wireless credit
Amex Gold Card
- $10 in credits at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations.
- $10 Uber credit
Amex Aspire Card
- Make sure you used up your $250 airline incidental credit (have until December 31st).
Spending Offers Ending
Here is another spreadsheet that should help you with your Chase credits each month.
Chase Co-branded Cards
- Chase has targeted most co-branded cardholders for 3X or 5X spending offers for various options. Check your cards here.
Chase Freedom & Freedom Flex (Quarter Ends This Month)
- Get in your $1500 in spend for the Chase Freedom Flex this quarter. The categories are gas stations, rental car agencies, movie theaters & select live entertainment.
Discover Card (Quarter Ends This Month)
- Discover card has restaurants and PayPal as its 5% categories for the 3rd quarter.
Citi Dividend (Quarter Ends This Month)
- The Citi Dividend has gas stations and home improvement stores for the 3rd quarter.
Extend Fuel Points
Remember to call and extend the fuel points in your area’s program. Benjy shared how to do this with Kroger. It should work the same for most programs. They normally limit you to 3 extensions per year.
Final Thoughts
Hopefully you found this end of month checklist useful. I will continue to update and post it every month as a reminder. I know I need to take care of two of these things today so it is a good reminder for me too 😁.
Daughter says Kroger no longer extends Fuel points. Any dps that’s it still works?
extended saturday 1/29/22
AMEX is not giving me $15 cell phone credit on my Marriott Business card. Is there a page on amex.com where I can see this so I can point them to it?
Nevermind. I found out that you had to have a card as of 1/1/21 in order to be eligible. Bummer as I missed out on $30 in savings with my Verizon bill that I could have paid with my PPK to get $10 off.
Bummer – sorry to hear that Lukas
I’m usually not a fan of the grab-bag Amex credits, but the (new) Feb-Dec 2021 dining credits are certainly useful, as pretty much anyone/everyone can find a restaurant to use them at. Have two (actually three) of these cards totaling $30 ($35) in credits per month, so that’s kind of like free money, which is awesome.
Yup these are pretty easy to use for sure.
Does anyone know if the Uber credits expire the beginning of the day or the end of the day 2/28? Thanks.
Sorry for this being a bit late but it is generally at Midnight Eastern on the change of the month.
Love this. I didn’t see MR cash out via Schwab to buy $GME and $AMC though. Otherwise this is excellent.
Haha – I wish I had thought of that last month. I would be taking a nice long break from work right now haha.
Good post.
Some additional ones.
Some Chase co-brand cards (like BA,IHG,UA,SWA,etc.) are targeted for 5x up to $1,500 at grocery,gas,drug stores through 3/31 so check your promo offers for those.
Freedom 5x bonus at Wholesale clubs, utilities, streaming svcs 1st quarter.
Many BofA store cash back bonuses rolled over at the end of January so re-up for Starbucks, etc. on that site.
Thanks Dan, have the Chase co-brands in there already. Went back and forth on Freedom or if I should only put it in March since that is when it ends – probably should add it in though.
Thanks for the list. Thought Amex Hilton Aspire credit was anniversary year.
The resort credit is cardmember year but the airline credit is calendar year. Annoying & confusing that they have them on different schedules.
[…] Monthly Checklist: Many of our cards have credits or spending bonuses that boost the cards’ value if we use them. We’re at the end of the month now, so it’s a good time to see if we’re taking advantage of these credits. […]
Thanks for posting this info each month Mark!
My pleasure – hope all is well with the family Jody!
Also United and Southwest grocery bonuses if you’re targeted
Very helpful, especially the Amex stuff. Thx