End of Month Checklist: Credits, Spending Offers and Fuel Points

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End of Month Checklist

End of Month Checklist: Credits, Spending Offers and Fuel Points

Another month has come and gone…well almost. Since it is the twilight of the month I wanted to put together an end of month checklist. This will include all of the random credits you have on your credit cards, other spending offers and deals that need managing each month. This one is extra special since it is also the end of the year!

RELATED: End Of Year Checklist, Don’t Let Your Credits Go To Waste

End of Month Checklist

Regular Monthly Credits

This list is going to be bigger than normal because of all of the pandemic credits.  Here is a list of everything you need to use in the next day or so or you will lose it. Here is an awesome spreadsheet that should help you keep track of your Amex credits during the month.

Amex Platinum Card
  • $15 Uber Credit + $20 Bonus for December
  • $50 in Saks Fifth Avenue credit – Must use by June 30th and December 31st.  You get 2 credits per year.
  • Make sure you to use your $200 airline incidental credit as well (have until December 31st).
  • $20 entertainment credit
Amex Platinum Business Card
  • $200 in Dell credit (x2) – Must use by June 30th and December 31st.  You get 2 credits per year.
  • $10 wireless credit
Amex Gold Card
  • $10 in credits at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations.
  • $10 Uber credit
Amex Aspire Card
  • Make sure you used up your $250 airline incidental credit (have until December 31st).

End of Month Checklist

Spending Offers Ending

Here is another spreadsheet that should help you with your Chase credits each month.

Chase Co-branded Cards
Chase Freedom & Freedom Flex
  • Get in your $1500 in spend for the Chase Freedom Flex this quarter. The categories are Amazon and select streaming services this quarter.
Discover Card
  • Discover card has gas stations and Target as its 5% categories for the 2nd quarter.
Citi Dividend
  • The Citi Dividend has drug stores and grocery stores for the 2nd quarter.

Extend Fuel Points

Remember to call and extend the fuel points in your area’s program.  Benjy shared how to do this with Kroger.  It should work the same for most programs. They normally limit you to 3 extensions per year.

Final Thoughts

Hopefully you found this end of month checklist useful.  I will continue to update and post it every month as a reminder.  I know I need to take care of two of these things today so it is a good reminder for me too 😁.

Mark Ostermann
Mark Ostermann is a father, husband and miles/points fanatic. He left the corporate world after starting a family in order to be a stay at home dad. Mark is constantly looking at ways to save money and stay within budget while also taking awesome vacations with his family. When he isn't caring for his family or taking a weekend trip, Mark is working towards his goal of visiting every Major League Baseball ballpark.

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20 COMMENTS

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20 COMMENTS

  1. AMEX is not giving me $15 cell phone credit on my Marriott Business card. Is there a page on amex.com where I can see this so I can point them to it?

    • Nevermind. I found out that you had to have a card as of 1/1/21 in order to be eligible. Bummer as I missed out on $30 in savings with my Verizon bill that I could have paid with my PPK to get $10 off.

  2. I’m usually not a fan of the grab-bag Amex credits, but the (new) Feb-Dec 2021 dining credits are certainly useful, as pretty much anyone/everyone can find a restaurant to use them at. Have two (actually three) of these cards totaling $30 ($35) in credits per month, so that’s kind of like free money, which is awesome.

    • Haha – I wish I had thought of that last month. I would be taking a nice long break from work right now haha.

  3. Good post.
    Some additional ones.
    Some Chase co-brand cards (like BA,IHG,UA,SWA,etc.) are targeted for 5x up to $1,500 at grocery,gas,drug stores through 3/31 so check your promo offers for those.
    Freedom 5x bonus at Wholesale clubs, utilities, streaming svcs 1st quarter.
    Many BofA store cash back bonuses rolled over at the end of January so re-up for Starbucks, etc. on that site.

    • Thanks Dan, have the Chase co-brands in there already. Went back and forth on Freedom or if I should only put it in March since that is when it ends – probably should add it in though.

    • The resort credit is cardmember year but the airline credit is calendar year. Annoying & confusing that they have them on different schedules.

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