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Get New SoFi Loan and Earn a $600 Cash Bonus

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SoFi Loan bonus

Get SoFi Loan and Earn a $600 Cash Bonus

SoFi is offering a $600 bonus for new personal loans. The offer is showing up through a public link and it is the best bonus we have seen for a SoFi loan. Let’s take a look at the details of this offer.

The Offer

To receive the offer, you must:

  1. register and apply through the unique URL provided
  2. complete and fund a personal loan with SoFi;
  3. have or apply for a SoFi Checking and Savings or have a SoFi Money account to receive the bonus;
  4. and meet SoFi’s underwriting criteria.

Once conditions are met, your $600 welcome bonus will be deposited into your SoFi Money account within approximately 30 calendar days after earning the bonus.

Promotion Link

Key Terms

  • If you do not qualify for the SoFi Checking and Savings or SoFi Money Account, SoFi will offer payment via ACH pending your completion of Form W9. Bonuses that are not redeemed within 180 calendar days of the date they were made available to the recipient may be subject to forfeit.
  • The offer is not available to those who have previously received a bonus for funding a personal loan.
  • Bonus amounts of $600 or greater in a single calendar year may be reported to the Internal Revenue Service (IRS) as miscellaneous income to the recipient on Form 1099-MISC in the year received as required by applicable law.


This is the highest bonus for SoFi for a personal loan. To get this $600 bonus, you just need to get a new loan from SoFi. Loans vary between $5,000 and $100,000. But you can pay it immediately, so you should end up with less than $10 in fees.

The bonus is available through a public link. But terms state that you have to “apply through the unique URL provided”. I’m not sure if that just means the “View your rate” button on the promotion page, or if this is a targeted offer.

HT: Doctor of Credit

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

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Based in NYC. Points/miles enthusiast for years and actively writing about it for the last 6+ years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

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