MMMT: Stacking Discounts to Save on Contact Lenses!

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Stacking Discounts to Save on Contact Lenses!

Monday Morning Miles Talk is a regular series that has some smaller, more quirky ideas to kick off the work week.  These are essentially random ideas that I wanted to share with you.  Here are the previous entries.

Stacking Discounts to Save on Contact Lenses!

My wife was in need of some new contact lenses.  She had an eye exam several months ago but wasn’t in need of more contacts at the time.  We could have simply ordered them from her Doctor’s office but I wanted to see if I could take advantage of some discounts.

Using Amex Offers and Portals to Save Money

I remembered that Amex Offers had an offer for Contacts Direct.  It was for $30 off of $150.  That was a good start but I figured there had to be more.

Stacking Discounts to Save on Contact Lenses!

I went to cashbackmonitor.com to see if Contacts Direct was a member of any shopping portals.  Top Cashback was offering a 10% rebate on Contacts Direct.  So I clicked through their portal to Contacts Direct to complete my order.

Stacking Discounts to Save on Contact Lenses!

The order cam to a total of $249.96 plus tax.  The $55 in discounts from the Amex Offer and Top Cashback was a savings of 22% from the regular purchase price, before taxes.  But it gets a little better.

Further Discounts

Contacts Direct asked if we have vision insurance, we do.  So I clicked the yes box and they instantly credited $49.99 off of the purchase price.  To be honest, we recently changed insurance companies so I am not sure if that is accurate to our benefits.

They didn’t even ask for my insurance information.  At first I thought they must verify it with the Doctor’s office since they call them to confirm the prescription but they gave the credit before doing that. Plus the last time my wife was at the Doctor’s office she had different insurance.  Needless to say I will send it in to our insurance company to see if we are due any more compensation.

The interesting thing is Top Cashback is still showing a payout (10%) based on the original $249.96 ($25).  I will know for sure if the payout tracks at that amount in a week since it is payable after two weeks.

Another indirect savings is the fact that the Amex offer is a credit after the fact…not a direct savings.  This means that you can submit the full amount to your FSA account.  That saves you whatever your tax rate is on that $30 credit, not much but something!

Conclusion

You can use Amex Offers and cashback portals to save you money on a wide variety of things, including some medical costs.  By stacking these discounts, and saving on taxes with my FSA account, I was able to reduce my out of pocket costs by close to 30%.

It will be interesting to see which rate Top Cashback ends up paying out at and if I can get further discounts from my insurance company.

Mark Ostermann
Mark Ostermann is a father, husband and miles/points fanatic. He left the corporate world after starting a family in order to be a stay at home dad. Mark is constantly looking at ways to save money and stay within budget while also taking awesome vacations with his family. When he isn't caring for his family or taking a weekend trip, Mark is working towards his goal of visiting every Major League Baseball ballpark.

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9 COMMENTS

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9 COMMENTS

  1. I wasn’t so lucky. even if I put in my Vision plan, I didn’t get $49 discount. Man… $49 would help a lot. How can I get it? =(

  2. I just ordered contacts for my son. I figured I would use my Amex offer for Contacts Direct but ended up ordering through someone else. Contacts Direct will price match to about 4 specific competitors (I think it was Costco, Walgreens, Walmart, ??). Might be worth taking a quick look to see if you can save even more. You can just call if you find a lower price and they’ll do the adjustment.
    Interesting tip about the vision insurance! Thanks!

  3. Hi Mark,

    You didn’t mention what type/size order you placed, but thru the many years of pricing contacts for myself I have found
    http://www.webeyecare.com offers the best.

    I haven’t found discounts with them, but they are always the cheapest anyway for soft lenses. You might dummy up an order & see how they price out compared to what you just ordered. I have personally found Contacts Direct to be high, even net of discounts.

    Doctor’s offices typically charge around $8/each (or $48 for a box of 6). I get for almost half that cost by ordering with web eye care. I have a complicated scrip & YMMV, but it’s a good comparison tool anyways.

    • Thanks Pam – the prices seemed to be pretty much in line with the Doctor’s office in the past. I will have to check out webeyecare next time though. Thanks!

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