Target 10% Off Gift Cards Returns, Other Holiday Deals & How to Maximize

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Target Holiday Promotions 2016

Target Holiday Promotions 2016

Target is bringing back a number of their holiday initiatives this year the company has announced. Specifically they are bringing back:

  • 10% off gift cards for one day only, December 4. Last year the limit was $300 per household. No terms have been announced yet.
  • Free shipping on digital orders from October 25 through January 1, 2017.
  • 50% off one toy per day in Cartwheel from November 1 through December 24.
  • Free returns and an extended Price Match Guarantee, which enables you to price match any purchase made Nov. 1 through Dec. 24, excluding Thanksgiving through Cyber Week.
  • $10 off a $50 purchase on a different product category each week beginning in mid-November, including Grocery, Home, Apparel and Accessories, Trim and Toys.In December it becomes $25 off $100.

You can find the full details in their press release.


Target Holiday Promotions 2016

There is a lot of opportunity to save with these promotions and those who like to resell may find a deal or two as well, although scaling can be difficult. As for the discounted gift cards, it can be nice to stock up at 10% off, but they will enforce that household limit. Some got around that limit by visiting multiple stores, etc. during the promotion last year.

Remember too that you can always get 5% off by using a REDcard so between the discount on gift cards and REDcard you are starting at 15% off before factoring in any other deals and/or promos. I’ll cover the gift card terms as the deal gets closer to see if anything has changed significantly from last year.

HT: Doctor of Credit

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  1. Too bad I’m banned from for the thousands in ebay gift cards purchased over the last 1-2 years. I’d still do it again in a heartbeat, mainly because there’s a store nearby and I use Amazon most of the time for anything needing to be shipped. Still sucks when I see these type of deals roll around!

      • In theory, absolutely nothing. In reality, baby #2 due to arrive Nov 3rd will keep me on my toes. Even so, I won’t bite on this offer for the simple fact that it’s not worth going to Target (in my case) on this 1 day.

        I don’t find this deal THAT great. Sure, its a decent deal but it’s also capped at $300 (assuming it’s going to be a similar cap) and it’s really only a 5% increase considering it’s easy to get 5% at Target at all times. Thus I look at this as a way to make/save $15 with plenty of hoops to consider.

        Not to get even further down the rabbit hole but you do need to factor in your value of time, $300 spent elsewhere and mental CPU to keep track of said gift cards. If you do drive to the store and weren’t planning a trip, well, there’s your wear and tear and gas too. Plus I bet the store will be pretty busy… oh fun times! It’s a good ploy to get people into Target though. Am I overthinking it? Yup. Either way, the value is YMMV.

  2. “Remember too that you can always get 5% off by using a REDcard so between the discount on gift cards and REDcard you are starting at 15% off…”

    When using a Target giftcard and REDcard together, the REDcard 5% only applies to the amount paid by REDcard, not to anything paid by giftcards – and there’s no 5% discount on purchasing giftcards either. It wouldn’t be a 15% discount, just between 5-10% depending on how big a giftcard you get, and how much you charge to the REDcard.

    • This is not correct. As long as the red card is your primary payment choice in your account, you can pay 100% with a gift card and get the 5%. I’ve been doing it for several years.

        • Correct. I was just trying to keep it down here in the comments instead of blasting it in the post which is why I just casually mentioned it, although it is a fairly well known trick.

          • Good to know! Thanks all. I knew it prorated the discount in store, didn’t know about it stacking online. Going to start using those free $5 giftcards I get in store online instead then!


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