Why I Love The New World of Hyatt $15K Free Night Change

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World of Hyatt $15K Free Night Changes

I received a letter in the mail yesterday about my World of Hyatt credit card and the $15K free night change. Usually letters from credit card issuers only come with bad news but this is a change that I was actually happy to see.  And with the new World of Hyatt $15K free night change there is a potential double dip mixed in there for extra measure.

Reltated: (Date Announced) Legacy Hyatt Card Will Convert to World of Hyatt Visa

Changes to $15K Free Night

World of Hyatt cardholders have the opportunity to earn a category 1-4 free night after spending $15,000 in a cardmember year.  This is on top of the anniversary night certificate they get for paying the $95 annual fee. I have done some creative things in the past to easily earn this extra free night. That is now changing with the new setup:

  • From your account open anniversary in 2020 to your account anniversary in 2021 you can earn a free night per the normal terms.
  • From your account anniversary in 2021 till December 31, 2021 you can earn an additional free night certificate after an additional $15,000 in spend.
  • Starting on January 1, 2022 you will be able to earn a free night certificate after spending $15,000 each calendar year.

World of Hyatt and Chase are changing the earing calendar to a calendar year instead of cardmember year.

The Potential Double Dip

If you have been following along then you probably already see the potential double dip.  In 2021 you could potentially earn 2 free night certificates.  This will be more difficult for anyone that has their cardmember anniversary at the end of the year. But, for anyone that has it towards the middle of the year etc. you could earn one before your anniversary date in 2021 and then another one before 1/1/2022.  After that, you will be able to earn one per calendar year going forward.  That is a nice little perk of the system change.

Final Thoughts & Why I love This Change

Outside of the potential double dip next year I really like this change. I value simplicity a lot and this change offers it in spades. No longer will I have to remember when my anniversary date is and when my wife’s one is and then juggle back and forth between the two. Throw in the fact that many of us also have the Hilton Surpass card, and its free night is based on a calendar year, and it always got a little messy.

I will also say that Chase seems to have no idea what to do if you upgraded into the World of Hyatt card, which many people will be forced into soon. They can’t tell you if everything is based on the upgrade date or the original sign up date.  And your anniversary night will post months after your annual fee bills because of it. This change gets everyone on the same page, including the Chase reps, which should avoid a big potential mess that was coming.

I will now have two World of Hyatt cards and one Surpass card all on the same calendar starting in 2022.  That will make the process that much easier.  I will earn one certificate and move onto the next throughout the year never second guessing if the clock has reset yet.

Mark Ostermann
Mark Ostermann is a father, husband and miles/points fanatic. He left the corporate world after starting a family in order to be a stay at home dad. Mark is constantly looking at ways to save money and stay within budget while also taking awesome vacations with his family. When he isn't caring for his family or taking a weekend trip, Mark is working towards his goal of visiting every Major League Baseball ballpark.

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  1. any idea how to check your anniversary? i applied for card on 12/29/19 but don’t remember if i was approved that day or if there was a delay.

  2. I got the WoH card on January 28, 2020. I hit the $15k free night certificate within a few months of having the card. Does this mean that between January 1 and January 28, I have a four week window to spend another $15k for a free night certificate, then another $15k after the anniversary date but before the end of the year?

    • You unfortunately don’t get anything really with the change since yours is so close to January 1st. You can earn a new one starting the 28th of 2021 and then it starts new again 1/1/22. So basically the new window opens a month earlier after next year for you but not much of a benefit really.

  3. Why say double dip? If you need to spend 30000 to get two FNs, it is not double dip. Double dip means get 2 FNs after spending 15000.

  4. Does the spend counter reset on your card anniversary or when you spend $15000? IE. if the anniversary is in October and you spend $20000 from January – October; does the counter for the 2nd free night start at $0 or $5000?

    • i think it resets and you start at 0. So you would need to do the full 15k from oct-dec. That’s why Mark said it would be difficult to get the 2nd night if you have an anniversary date late in the year

    • It works out to around 3% in return on non bonus spend. That is pretty tough to beat unless you are working on a welcome offer. If you pair it up with one of their spending offers (like 5X right now) then you are not gonna beat it. Throw in the fact that it earns elite night credits and most people will find it worthwhile. But it isn’t for everyone that is for sure.

  5. I have the old card – so I guess they are sending me a new card at the beginning of Jan (my anniversary date is June 1). I assume that once I get the new card, I have from that date until June 1 to spend $15k, but not entirely sure. But if it does allow that, then i have a good anniversary date to take advantage of the 2 nights next year. It is clear for existing WOH cardholders, but not clear on old cardholders who are being upgraded.


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