World of Hyatt $15K Free Night Changes
I received a letter in the mail yesterday about my World of Hyatt credit card and the $15K free night change. Usually letters from credit card issuers only come with bad news but this is a change that I was actually happy to see. And with the new World of Hyatt $15K free night change there is a potential double dip mixed in there for extra measure.
I figured I should do a quick reminder / update on this since my annual fee posted a few weeks back. We talked about it on this week’s podcast episode but remember that this switches to calendar year, from cardmember year, starting January 1, 2022. Because of that I can earn an additional free night from now until the end of the year. But even bigger is to remember that you don’t have a full year from your anniversary date to do it. Any spending you do till the end of the year will be for nothing if you don’t hit the $15K amount since it will reset.
Changes to $15K Free Night
World of Hyatt cardholders have the opportunity to earn a category 1-4 free night after spending $15,000 in a cardmember year. This is on top of the anniversary night certificate they get for paying the $95 annual fee. I have done some creative things in the past to easily earn this extra free night. That is now changing with the new setup:
- From your account open anniversary in 2020 to your account anniversary in 2021 you can earn a free night per the normal terms.
- From your account anniversary in 2021 till December 31, 2021 you can earn an additional free night certificate after an additional $15,000 in spend.
- Starting on January 1, 2022 you will be able to earn a free night certificate after spending $15,000 each calendar year.
World of Hyatt and Chase are changing the earing calendar to a calendar year instead of cardmember year.
The Potential Double Dip
If you have been following along then you probably already see the potential double dip. In 2021 you could potentially earn 2 free night certificates. This will be more difficult for anyone that has their cardmember anniversary at the end of the year. But, for anyone that has it towards the middle of the year etc. you could earn one before your anniversary date in 2021 and then another one before 1/1/2022. After that, you will be able to earn one per calendar year going forward. That is a nice little perk of the system change.
Final Thoughts & Why I love This Change
Outside of the potential double dip next year I really like this change. I value simplicity a lot and this change offers it in spades. No longer will I have to remember when my anniversary date is and when my wife’s one is and then juggle back and forth between the two. Throw in the fact that many of us also have the Hilton Surpass card, and its free night is based on a calendar year, and it always got a little messy.
I will also say that Chase seems to have no idea what to do if you upgraded into the World of Hyatt card, which many people will be forced into soon. They can’t tell you if everything is based on the upgrade date or the original sign up date. And your anniversary night will post months after your annual fee bills because of it. This change gets everyone on the same page, including the Chase reps, which should avoid a big potential mess that was coming.
I will now have two World of Hyatt cards and one Surpass card all on the same calendar starting in 2022. That will make the process that much easier. I will earn one certificate and move onto the next throughout the year never second guessing if the clock has reset yet.