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Hundreds Of $$$ In New Credits From American Express Cards!

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New American Express Credits For Many Co-Branded Cards (Dining & Wireless)

American Express has done it again! They have once again rolled out a ton of new, limited time, credits for cardholders.  This time they focus on co-branded cards instead of their Membership Rewards earning cards.  They are aimed at monthly dining and restaurant credits this time around and it is likely they you will have it on multiple cards in your wallet this time around.  Let’s take a look at the details.

It should be noted that if you have multiples of the same card you will only get it on one card.  You can get multiples in the same card family though.  If you hold all 4 versions of the Hilton card you will get 4 offers etc.  These do not show up on authorized user cards either.

Need help organizing your credits? Check out our handy Amex credits spreadsheet that will help you keep track throughout the year!

$5-$20 Per Month In Dining Credits

Here are the cards and their monthly dining credit amounts.  This will run from February through the end of the year.

Hilton Cards
  • No Fee Hilton American Express – $5 per month
  • Hilton Surpass – $10 per month
  • Hilton Aspire – $20 per month

American Express Credits For Many Co-Branded Cards

Delta Cards
  • Delta Skymiles Gold Card – $10 per month
  • Delta Skymiles Platinum Card – $15 per month
  • Delta Reserve – $20 per month
Amex Marriott Bonvoy Brilliant
Bonvoy Cards
  • Marriott Bonvoy Brilliant – $20 per month
  • Amex Bonvoy (old SPG card) – $10 per month

You should be able to locate these offers in your Amex Offers section.  Be sure to activate the offer. This is only eligible for cardmembers that have had the card prior to January 1, 2021.

$5-$20 In Wireless Credits For Business Cards

Same type of deal as the restaurant credits but aimed at wireless.

American Express Credits For Many Co-Branded Cards

Hilton Cards
  • Hilton Honors Business Card – $10 per month

American Express Credits For Many Co-Branded Cards

Delta Cards
  • Delta Skymiles Gold Business Card – $10 per month
  • Delta Skymiles Platinum Business Card – $15 per month
  • Delta Reserve Business Card – $20 per month
American Express Credits For Many Co-Branded Cards
Amex Marriott Bonvoy Business
Bonvoy Cards
  • Marriott Bonvoy Business – $15 per month

Check your Amex Offers for these as well and be sure to activate them. This is only eligible for cardmembers that have had the card prior to January 1, 2021.

Final Thoughts

I look at this as free money since I dine out enough to cover the multiple credits I have.  Between the 2 no fee Hilton cards, Surpass, Aspire and Business Hilton cards we have I am looking at $550 in credits…that is INSANE!  There are also some big spending offers on the Marriott and Hilton cards that we will cover a little later.

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

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Mark Ostermann
Mark Ostermann
Mark Ostermann is a father, husband and miles/points fanatic. He left the corporate world after starting a family in order to be a stay at home dad. Mark is constantly looking at ways to save money and stay within budget while also taking awesome vacations with his family. When he isn't caring for his family or taking a weekend trip, Mark is working towards his goal of visiting every Major League Baseball ballpark.

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  1. I ended up with $70 in dining credits between 4 cards. I actually saw & added these offers 8PM last night (31 Jan). Soon as I added them I was telling the wife lets go find some open restaurant and food to buy we can eat tomorrow. As I was getting in the car I doubled checked the terms and saw the credits are only good for 11 months (ie. Max $220 total, $20 a month) oh well we did not end uo going out for food, just take our time for the next 11 months 🙂

  2. Are offers showing up bit by bit? Across 4 personal (reg Hilton, reg Everday, Delta Plat, and Bonvoy) and 1 business (Delta Plat), the only offer as of today is $15/month wireless.

  3. Would love a test to see if these trigger for roloads like Starbucks or Chickfila app gift cards. I’m guessing no.

    • So you don’t go to restaurants or use take out?

      Hard to imagine why anyone would have to use gift cards or reload of Starbucks acct when this is so easy to use. To each their own I guess.

        • It may work if you purchase a gift card direct from a restaurant but surly would not work from 3rd party. I think its a great idea if you test it let us know. Many restaurant sell discounted GC which are also easier to load and scan use on the store app or you can also load GC to google pay or Raise app to make them scanable. I bought $50 of Jamba Juice GC in store for $30, limited new year sale. Also if someone does not eat out GC purchase would be great way to sell them and make a little extra cash.

          Jamba Juice sold $50 worth of GC for $30 I go there allot so its

  4. Nothing and contacted Amex and they said it’s the marketing department’s issue and up to them. So not all will have this offer. Had mine since 2019

    • Interesting – they made it seem like all. I would check the Amex offers in a week or so and see if they are just struggling get all the offers out.

  5. I applied and was approved for the Hilton Biz card on 1/1/21 – the offer is showing in my “offers” sections though. It allows me to add it to my active offers, but the terms say: Offer to enroll is available to existing Hilton Honors American Express Business Card Members who are Basic Card Members prior to January 1, 2021.

    I guess I’ll add it and if they claw it back, then I guess they claw it back. In the end won’t hurt to try I suppose.

  6. Upgraded the no AF to the Aspire in December with that first year $0 deal. Both the 5 off 5 and 20 off 20 dining showed up and I was able to add both. However, the T&C leave it a bit open for clawback because it states “existing Hilton Honors American Express Card Members”.

    Unfortunately, T&C also exclude “reloading of prepaid cards, purchases of gift cards” as well as “bars, nightclubs, cafeterias, and convenience stores”. It sounds like reloading or even paying at Starbucks won’t work or are at least open to clawback?

    • I think paying would be fine – reloading may be an issue though. Not sure how picky they will be, I would say it would be fine but can’t guarantee it.


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