Chase Pay Yourself Back As Good As Advertised, Hacking IHG 4th Night, Vegas Opens & More

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Around the Web

Roundup: Articles From Around the Web

Here are some posts from around the web that I thought you may find interesting.  Let me know if there is anything good I missed.  Email me anything awesome that you find, or write, at


New IHG Sweet Spot: Dynamic Pricing + 4th Night Free For Huge Savings – Frequent Miler

Stephen put together a great post on how to hack the IHG 4th night free with their new dynamic pricing.  It also shows you how some bookings could end up costing you more. It would be logical for them to average the 4 nights (fair to both parties) but this is IHG so…

Wells Fargo, worried about defaults, stops making loans to most independent car dealerships – CNBC

A couple of interesting points from this article.  I wasn’t aware Wells Fargo made so many car loans or that they only did it through dealerships.  This will likely make it a little tougher for smaller, independent car lots but hopefully they have other financing options for their customers.

Does Chase Deduct Points Earned When ‘Pay Yourself Back’ Is Used? (No, Good News) – Doctor of Credit

This is good news and is how I thought it would work.  I know it was a question of many on my article about why you should consider cashing out your Ultimate Rewards points.

Happy Hour With Bougie Miles & Mark

In this week’s episode we talk about Vegas’ opening and how there were some weird things going on.  We also discuss new Citi changes, travel during Covid-19 and our Ultimate Rewards game plan.  Please give the video a thumbs up and subscribe if you enjoy it!


Which article did you find most interesting?  Remember to let me know of anything you come across that you want added into the next edition at

Mark Ostermann
Mark Ostermann is a father, husband and miles/points fanatic. He left the corporate world after starting a family in order to be a stay at home dad. Mark is constantly looking at ways to save money and stay within budget while also taking awesome vacations with his family. When he isn't caring for his family or taking a weekend trip, Mark is working towards his goal of visiting every Major League Baseball ballpark.

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Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  1. One of my older cards is a Wells Fargo card. I bought a car about 10 years ago and it was financed at the dealership through WF. A few months later, I got the card in the mail and was always mystified as I had no memory of applying for it. Of course a couple years later I figured it out! WF did it for me, the crooks! But now because it is free and old, I put a few bucks on every few months.

    I suspect from the news stories that NOT doing these shenanigans is one of the reasons they are pulling back on car loans!

    • Yeah I think they have regulations on how risky they can be because of that whole mess and pulling out of the riskier dealerships is in response to that. Still crazy that they would just add credit cards etc. to people’s account.


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