Benjy Harmon

Benjy is a fan of points, miles, and financial independence (FI). An experienced world traveler, husband, and father, he currently focuses on roaming throughout the USA expense-free (or close to it). He enjoys helping others achieve their FI and travel goals.

No Thanks, Amex! Why We Turned Down a Platinum Upgrade Offer

I enjoy stacking up Amex Membership Rewards via upgrade offers. But they aren't all winners. Here's why we turned downed an Amex Platinum upgrade offer.

My 2020 Citi Rewards+ Strategy: High Earning Rate at a Low Scale

My 2020 Citi Rewards+ Strategy Since its release a little over one year ago, the Citi Rewards+ card has held a steady place in my money...

The Power of Personal Interactions at Disney World

Unexpected changes and unwelcome surprises are not always avoidable at Disney World. But personal interactions at Disney World can lead to quick fixes.

Chasing Airline Elite Status? Not For Me!

Airline elite status is one of the most sought-after goals of frequent travelers. I currently have no airline elite status and detail why here.

Disney’s Grand Floridian Resort Review: Did Our Dreams Come True?

My family and I recently stayed at Disney's Grand Floridian Resort during our recent Walt Disney World Trip. Did it meet our expectations? Read on!

US Bank Encourages Travel Freedom With Real-Time Rewards

Cardholders can achieve more travel freedom with US Bank's Real-Time Rewards program. Let's review how we can take advantage of this unique program.

Disney Movie Insiders: Free Money While Watching Movies

Movie watchers can obtain easy rewards with Disney Movie Insiders. Let's discuss some simple options for earning and redeeming points for free money.