Benjy Harmon

Benjy is a fan of points, miles, and financial independence (FI). An experienced world traveler, husband, and father, he currently focuses on roaming throughout the USA expense-free (or close to it). He enjoys helping others achieve their FI and travel goals.

Magic Delayed – Why We Postponed Our Upcoming Walt Disney World Trip

Many are faced with postponing Disney World trips. After reflection, our decision was easy. Here's why we decided to cancel for now.

I’m Bullish and Bearish on These Rewards Currencies Right Now

Times and plans change, as do my favorite hotel points and airline miles to accrue. I'm focusing on different ones currently - here's why.

No-Brainer: Why All Discover Cardholders Should Pursue Retention Offers

I called to close my Discover it Miles card, but I was greeted with a Discover card retention offer. Here it is, and why others should try!

Counterpoint – Hilton Free Night Certificates Are Great, Actually

Many can't stand the process of using Hilton free night certificates. I don't think they're that bad - I think they're great, actually.

Is That Amex Platinum Saks Credit Annoying You? Here’s What to Consider

A card perks question I hear often is, "What's worth buying with the Amex Platinum Saks credit?" Read here for solid options and more points.

I Quit Amazon Prime One Year Ago – Here’s How That Worked Out

Quitting Amazon Prime a year ago was not a decision I took lightly. Here's how things have changed, how they haven't, and my Amazon future.

Disney For Free? It’s Still Possible! Here’s What Works

Taking a Disney vacation for free has gotten more challenging over the years. But free Disney travel still exists! Here are a few strategies.