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Earn 6% Back At Office Stores or 3% Everywhere With Targeted BOA Spending Offers

Mark Ostermann
Mark Ostermann

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Bank of America Spending Offers

Bank of America Spending Offers

Last week I received not one, but two, Bank of America spending offers on my business cards.  The offers are pretty compelling if you had enough spending to use them.  The offers are great for bonus category spending or for everyday spend. Let’s take a look at the details.

Business Advantage Travel

The Business Advantage Travel card earns a flat 1.5X back on everything. It is essentially a 1.5% cash back card that can only be redeemed on travel or dining purchases. The spending offer for the card doubles the earn rate for 60 days up to 15,000 points.  So for $15,000 in spend I would be able to earn 3X, or 3% back, on all purchases.

Bank of America Spending Offers

Business Advantage Customized Cash

The offer for my Business Advantage Customized Cash is similar to the Business Advantage Travel offer in that it doubles all earnings. What makes this offer better, though, is that the Customized Cash has bonus earning categories:

  • Earn 3% cash back in the category of your choice: gas stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services.
  • Earn 2% cash back on dining purchases.
  • Earn 1% back on everything else.

The spending offer doubles your cash back earning on up to $150 for 60 days. That is like getting 6% back on the 3% category of your choice, including office supply stores, or 4% back on dining. That is a pretty tempting offer.

Bank of America Spending Offers: Final Thoughts

These are both pretty lucrative offers, and combined, offer me compelling earning on up to $30,000 in spend. The Customized Cash is particularly tempting with 6% back at office stores or gas stations. That presents some good opportunities right there. With the minimum spend requirements I have going on right now I don’t think I’ll be able to take advantage of the Business Advantage Travel card. I will plan on hitting up the Customized Cash though. It should help in my quest to earning $15K in 2022.

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Mark Ostermann
Mark Ostermann
Mark Ostermann is a father, husband and miles/points fanatic. He left the corporate world after starting a family in order to be a stay at home dad. Mark is constantly looking at ways to save money and stay within budget while also taking awesome vacations with his family. When he isn't caring for his family or taking a weekend trip, Mark is working towards his goal of visiting every Major League Baseball ballpark.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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