The 100K Card Card Offer No One Seems To Be Talking About #Underrated

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British Airways Visa 100,000 Avios Offer

British Airways Visa 100,000 Avios Offer, A Highly Underrated Option

It seems like every day there is a new, massive welcome offer.  Seeing a 100,000 point offer used to be a rarity and sometimes something we tried years to get, hey Amex Platinum.  Now they seem to be falling from trees.  Benjy even did an article listing out all of the current 100K offers.  But one has flown seriously under the radar, the British Airways Visa 100,000 Avios offer.

Some Of These Offers May Have Ended Or Changed

British Airways Visa 100,000 Avios Offer

Current Offer Details

Here are the current details of the offer for the British Airways Avios credit card:
  • Earn 100,000 British Airways Avios after spending $5,000 within the first 3 months of card membership.
  • $95 annual fee

The British Airways Visa Earning Structure

  • 5 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL within your first 12 months from account opening.
    • After that you will earn 3 Avios per $1.
  • 3 Avios per $1 on hotels when purchased directly within your first 12 months from account opening.
    • After that you will earn 2 Avios per $1.
    • Learn More

British Airways Visa Card Perks

  • 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials.
  • Every calendar year you make $30,000 in purchases, you’ll earn a Travel Together Ticket good for two years.
  • No foreign transaction fees.
  • Learn More

BA Plane Stock

Why The British Airways Visa 100,000 Avios Offer Is Undervalued

I am surprised more people are not talking about this offer.  I think a part of it is the card has had a 100,000 point offer on and off for years.  But, the offer used to be a tiered earning structure and required a ton of spend, $20,000 overall.  Chase has since revamped the British Airways Visa and the same 100,000 Avios bonus only requires $5,000 in spend now.

I don’t think people realize the offer has changed, so I’ll say it again, get 100,000 Avios for $5,000 in spend!  Someone even commented on my Chase Personal Card Rankings article that I had the offer details wrong.  They see 100K and just assume the offer requires $20,000 in spend.

Speaking of that Chase personal rankings article, guess what card came in second in terms of welcome offer value? The British Airways Visa did! I bet you didn’t see that coming.  With a net value of over $1200 it was bested only by the 100K Chase Sapphire Preferred offer.  Any other month and the British Airways Visa would have taken the top spot easily.

They have also revamped the earning structure a bit.  Instead of having a tiered welcome offer they now have a tiered earning structure.  In the first year you can rack up a decent amount of Avios on travel related purchases if you so choose to.  That is an interesting change on Chase’s part.

British Airways Visa 100,000 Avios Offer

It Is True Avios Are Not What They Once Were

I should say British Airways Avios are not what they once were.  The program has always been distanced based, which means direct flights are where the value is.  But the Avios program has reclassified some routings and areas and made them cost more over the years.

American Airlines is a partner many people love to use their Avios on.  But with American Airlines playing their web specials game, it has been harder to find space on their flights with Avios.

Flying British Airways metal is another option but it comes with huge taxes and fees most of the time, connecting through London.  So it is more like a nice discount on premium travel vs getting an almost free flight.

So even though this welcome offer can bring you a ton back in value be sure you have a good use for Avios before diving in.

Final Thoughts

I should say that the Iberia Visa and Aer Lingus Visa have the same offer.  If you prefer one of those two programs better than grab that card instead.  I know Ian has shown why he likes the Iberia Visa better in the past.

The British Airways Visa 100,000 Avios offer is highly undervalued right now.  It ranks as Chase’s second most valuable personal card welcome offer.  That is of course assuming you have a use for British Airways Avios, which has become harder to use over the years. Having said that, if you do have a known use for your Avios, like many of us do, then do not sleep on this offer!

Mark Ostermann
Mark Ostermann is a father, husband and miles/points fanatic. He left the corporate world after starting a family in order to be a stay at home dad. Mark is constantly looking at ways to save money and stay within budget while also taking awesome vacations with his family. When he isn't caring for his family or taking a weekend trip, Mark is working towards his goal of visiting every Major League Baseball ballpark.

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2 COMMENTS

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2 COMMENTS

  1. Have a stack of AVIOS points/miles from previous card offers. The problem? Crazy taxes / fees to use for travel to/from UK, and PITA to use for partner flights in US. Never seem to be available.

    SO, good deal for card, but then what.

    • They are tougher to use than mainstream airline programs for sure. But if you have a lot of direct AA flights out of your airport or fly to Hawaii from the West Coast those are some good uses for them. I burned a ton flying Aer Lingus to Dublin. But yeah to go to mainland Europe they are not great for that without big fees.

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