Points Out The Wazoo – All of The Current 100K+ Welcome Offers

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Card Welcome Offers

Current 100K+ Welcome Offers – An Embarrassment of Riches

The arms race surrounding credit card welcome offers continues to escalate.  Credit card earning on bonus category multipliers has gradually grown, but welcome offers are trying to steal the spotlight.  This happens periodically.  Years ago, everyone lost it when Chase  provided a 100k point welcome offer on the Sapphire Reserve.  Indeed, banks are betting that consumers won’t be able to withstand the urge of pursuing those three digit offers.  That’s great for points fans, but as Uncle Ben told Peter Parker, with great power comes great responsibility.  Today, I’m compiling all of the current welcome offers of 100k points or higher.  Hopefully, this helps many of you in assessing your potential next moves and planning accordingly.  Let’s dig in.

These Offers May Have Ended Or Changed

Amex

American Express

Membership Rewards Cards

Personal Platinum

Some are targeted for a 100k + 10x at US supermarkets and gas stations offer via referral. There are also 125K targeted offers via CardMatch.  Cardholders earn 100k Membership Rewards points after spending $5k in the first 6 months.  Additionally, cardholders earn 10x points on all US supermarket and gas station spend up to $15k in the first 6 months.

Business Platinum

Earn 100k Membership Rewards points after you spend $15k on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership.  Some are seeing targeted offers to earn up to 150k points on the Business Platinum with the same spend and timeframe requirements.

Airline Cards

Delta SkyMiles Reserve Amex

Some are targeted to earn 125k bonus miles and 10k MQM after spending $5k in the first 3 months of Card Membership.  For example, I’ve been targeted for this offer with a 30k referral from my wife!

Hotel Cards

No Annual Fee Hilton Honors Amex

New cardholders can earn up to 130k Hilton Honors Bonus Points.  Earn 80k Hilton Honors Bonus Points after you spend $1k in purchases on the Hilton Honors American Express Card in the first 3 months of Card Membership. Plus, you can earn an additional 50k Hilton Honors Bonus Points after you spend a total of $5k in purchases on the Card in the first 6 months.

Hilton Honors Amex Business

Earn 130k Hilton Honors Bonus Points with the Hilton Honors American Express Business Card after you spend $3k in eligible purchases on the Card in the first 3 months of Card Membership.

Hilton Honors Amex Aspire

Earn 150k Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you spend $4k in eligible purchases on the Card in the first 3 months of Card Membership.

Current 100K+ Welcome Offers

Chase – A Ton of Elevated Card Welcome Offers

Ultimate Rewards Cards

Sapphire Preferred

Earn 100k bonus Chase Ultimate Rewards points after you spend $4k on purchases in the first 3 months from account opening.

Ink Business Preferred

Earn 100k bonus Chase Ultimate Rewards points after you spend $15k on purchases in the first 3 months from account opening.

Hotel Cards

IHG Rewards Club Premier

New cardholders can earn 150k bonus points after spending $3k on purchases within the first three months of account opening.

Marriott Bonvoy Boundless

Earn 100k bonus points after you spend $3k on purchases in the first 3 months from account opening.

Airline Cards

United Quest

Earn up to 100k bonus miles.  Earn 80k bonus miles after you spend $5k on purchases in the first 3 months your account is open. Plus, earn an additional 20k bonus miles after you spend $10k in the first 6 months.

Aer Lingus Visa Signature

New cardholders can earn up to 100k bonus miles.  Earn 50k bonus Avios after you spend $3k on purchases within the first 3 months of account opening.  Plus, earn an additional 50k bonus Avios after you spend $20k on your purchases within your first year of account opening.

Iberia Visa Signature

Earn up to 100k bonus miles.  Earn 50k Bonus Avios after you spend $3k on purchases within the first 3 months of account opening. Plus, earn an additional 50k Bonus Avios after you spend $20k total on purchases within your first year of account opening.

British Airways Visa Signature

Earn 100k Bonus Avios after you spend $5k on purchases within the first 3 months of account opening.

Southwest Rapid Rewards Performance Business

New cardholders can earn up to 100k bonus points.  Earn 70k points after you spend $5k on purchases within the first 3 months of account opening. Plus, earn an additional 30k points after you spend $25k total on purchases within 6 months of account opening

Current 100K+ Welcome Offers

Capital One

Capital One Venture Rewards

Earn 100k bonus miles when you spend $20k on purchases in the first 12 months from account opening, or still earn 50k miles if you spend $3k on purchases in the first 3 months.

Current 100K+ Welcome Offers

Bank of America

Alaska Airlines Visa Signature

Some have been targeted via email for up to 100k bonus miles.  Earn 40k miles after spending $2k in the first 3 months of card ownership.  Earn an additional 60k bonus miles after spending $15k on purchases within the first 9 months of card membership.

Current 100K+ Welcome Offers – Conclusion

Offers abound, and it’s highly likely at least one of these offers will fit in your situation.  Of course, take into account your own travel goals before moving forward with any application(s).  In general, however, I would recommend that individuals pursue offers involving banks’ more flexible, transferrable points currencies (Chase Ultimate RewardsAmex Membership Rewards, and Capital One miles in this article) before co-branded card options.  But many of you may find a co-branded card best meets your needs right off the bat.  As always, ensure to check your individual accounts for offers that may be even better than above.  Regardless, there’s an embarrassment of riches in the welcome offer game currently.  Enjoy!

Which 100k+ point welcome offers have you pursued recently?

Benjy Harmon
Benjy is a fan of points, miles, and financial independence (FI). An experienced world traveler, husband, and father, he currently focuses on roaming throughout the USA expense-free (or close to it). He enjoys helping others achieve their FI and travel goals.

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