Current 100K+ Welcome Offers – An Embarrassment of Riches
The arms race surrounding credit card welcome offers continues to escalate. Credit card earning on bonus category multipliers has gradually grown, but welcome offers are trying to steal the spotlight. This happens periodically. Years ago, everyone lost it when Chase provided a 100k point welcome offer on the Sapphire Reserve. Indeed, banks are betting that consumers won’t be able to withstand the urge of pursuing those three digit offers. That’s great for points fans, but as Uncle Ben told Peter Parker, with great power comes great responsibility. Today, I’m compiling all of the current welcome offers of 100k points or higher. Hopefully, this helps many of you in assessing your potential next moves and planning accordingly. Let’s dig in.
These Offers May Have Ended Or Changed
American Express
Membership Rewards Cards
Personal Platinum
Some are targeted for a 100k + 10x at US supermarkets and gas stations offer via referral. There are also 125K targeted offers via CardMatch. Cardholders earn 100k Membership Rewards points after spending $5k in the first 6 months. Additionally, cardholders earn 10x points on all US supermarket and gas station spend up to $15k in the first 6 months.
Business Platinum
Earn 100k Membership Rewards points after you spend $15k on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership. Some are seeing targeted offers to earn up to 150k points on the Business Platinum with the same spend and timeframe requirements.
Airline Cards
Delta SkyMiles Reserve Amex
Some are targeted to earn 125k bonus miles and 10k MQM after spending $5k in the first 3 months of Card Membership. For example, I’ve been targeted for this offer with a 30k referral from my wife!
Hotel Cards
No Annual Fee Hilton Honors Amex
New cardholders can earn up to 130k Hilton Honors Bonus Points. Earn 80k Hilton Honors Bonus Points after you spend $1k in purchases on the Hilton Honors American Express Card in the first 3 months of Card Membership. Plus, you can earn an additional 50k Hilton Honors Bonus Points after you spend a total of $5k in purchases on the Card in the first 6 months.
Hilton Honors Amex Business
Earn 130k Hilton Honors Bonus Points with the Hilton Honors American Express Business Card after you spend $3k in eligible purchases on the Card in the first 3 months of Card Membership.
Hilton Honors Amex Aspire
Earn 150k Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you spend $4k in eligible purchases on the Card in the first 3 months of Card Membership.
Chase – A Ton of Elevated Card Welcome Offers
Ultimate Rewards Cards
Sapphire Preferred
Earn 100k bonus Chase Ultimate Rewards points after you spend $4k on purchases in the first 3 months from account opening.
Ink Business Preferred
Earn 100k bonus Chase Ultimate Rewards points after you spend $15k on purchases in the first 3 months from account opening.
Hotel Cards
IHG Rewards Club Premier
New cardholders can earn 150k bonus points after spending $3k on purchases within the first three months of account opening.
Marriott Bonvoy Boundless
Earn 100k bonus points after you spend $3k on purchases in the first 3 months from account opening.
These Offers May Have Ended Or Changed
Airline Cards
United Quest
This offer is now expired. Earn up to 100k bonus miles. Earn 80k bonus miles after you spend $5k on purchases in the first 3 months your account is open. Plus, earn an additional 20k bonus miles after you spend $10k in the first 6 months.
Aer Lingus Visa Signature
New cardholders can earn up to 100k bonus miles. Earn 50k bonus Avios after you spend $3k on purchases within the first 3 months of account opening. Plus, earn an additional 50k bonus Avios after you spend $20k on your purchases within your first year of account opening.
Iberia Visa Signature
Earn up to 100k bonus miles. Earn 50k Bonus Avios after you spend $3k on purchases within the first 3 months of account opening. Plus, earn an additional 50k Bonus Avios after you spend $20k total on purchases within your first year of account opening.
British Airways Visa Signature
Earn 100k Bonus Avios after you spend $5k on purchases within the first 3 months of account opening.
Southwest Rapid Rewards Performance Business
New cardholders can earn up to 100k bonus points. Earn 70k points after you spend $5k on purchases within the first 3 months of account opening. Plus, earn an additional 30k points after you spend $25k total on purchases within 6 months of account opening
Capital One
Capital One Venture Rewards
Earn 100k bonus miles when you spend $20k on purchases in the first 12 months from account opening, or still earn 50k miles if you spend $3k on purchases in the first 3 months.
Bank of America
Alaska Airlines Visa Signature
Some have been targeted via email for up to 100k bonus miles. Earn 40k miles after spending $2k in the first 3 months of card ownership. Earn an additional 60k bonus miles after spending $15k on purchases within the first 9 months of card membership.
Current 100K+ Welcome Offers – Conclusion
Offers abound, and it’s highly likely at least one of these offers will fit in your situation. Of course, take into account your own travel goals before moving forward with any application(s). In general, however, I would recommend that individuals pursue offers involving banks’ more flexible, transferrable points currencies (Chase Ultimate Rewards, Amex Membership Rewards, and Capital One miles in this article) before co-branded card options. But many of you may find a co-branded card best meets your needs right off the bat. As always, ensure to check your individual accounts for offers that may be even better than above. Regardless, there’s an embarrassment of riches in the welcome offer game currently. Enjoy!
Which 100k+ point welcome offers have you pursued recently?
These Offers May Have Ended Or Changed
Lower Spend - Chase Ink Business Preferred® 100K!
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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
