Cell Phone Amex Offers
I noticed two cell phone Amex offers on my accounts yesterday. These were on my wife’s personal Platinum and my Hilton Surpass. They seem to be pretty widely targeted and should work on most US cell phone providers. I wouldn’t try it on Google Fi though, Ryan’s experience makes this a no go. Let’s take a look at the two offers.
Two Cell Phone Amex Offers
$5 off $125 Offer
Get a $5 statement credit by using your enrolled eligible Card to spend a minimum of $125 in one or more transactions when you pay your cell phone bill directly with a US wireless telephone service provider by 6/10/2022. Limit of 4 statement credits (total of $20). See terms.
$5 Off $75 Offer
Offer Terms
- Must first add offer to Card and then use same Card to redeem.
- Only U.S.-issued American Express® Cards are eligible.
- Limit 1 enrolled Card per Card Member across all American Express offer channels.
- Your enrollment of an eligible American Express Card for this offer extends only to that Card.
- Offer valid only for payments for wireless telephone service charges made directly with US wireless telephone service providers via online, mobile app, or by phone.
- Purchases made with third parties, authorized retailers or resellers are excluded.
- Excludes purchases for VoIP, hardware, equipment, and bundled home/cable services. Offer is non-transferable.
- Merchants are assigned codes based on what they primarily sell.
- Your transaction also will not qualify if the merchant’s code is not eligible.
- Limit 1 enrolled Card per American Express Card online account.
Final Thoughts
Whether or not this is a good deal depends on the cards you currently have. If you don’t have a card with a good cell phone bonus category then this is better than what you have. If you have a Chase Ink Cash or something like that then that is a different story.
With the Ink Cash you would earn 5X Ultimate Rewards points on the purchase. That is a minimum of 5% back or could be 7.5% back if you value Ultimate Rewards at 1.5 cents each. If you value the Ultimate Rewards at 1.5 cents each then the $5 off $75 deal is close to a wash, or slightly ahead with the Amex card. For the $125 offer it would be better to use the Ink Cash. Remember to crunch the numbers for the cards in your wallet before using either offer.
If your bill is more than $75 a month, hey we aren’t all Benjy and finagle free cell service, then you could pay $75 each month with your targeted Amex and the rest on your best earning card.
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Have this on both my personal ($75) & business ($125), is it only 1 them eligible for the $5 off?
I think they would be considered two separate offers. Add the $75 one first, since it is better, but if other doesn’t disappear then you should be good.
Hmm…5/75= 0.067+1% assuming you pay with any Amex card…making this slightly better imo. Not sure it’s worth the hassle but…
Yup depends on which cards you have and what type of return you already get if it is worth it or not.
Not good enough offers, at least for me. I use Verizon and with Auto-Pay I get $10 off a month. I *used to be able* to pay early with a card and get the credit on the card AND still have the $10 off for Auto-Pay.
NOT any more. Plus they only accept a Debit card or from a checking account or the Verizon Credit Card, or you lose that $10 a month and with a Cell Bill of only ~$62~ a month to start with, that $10 is a nice discount.
Sucks, but that is the way they rigged the game.
It stinks they blocked the credit card auto pays from working. Have you tried using PayPal Key to get around it?
No, because the effort is not worth the reward. The time and effort it would take to do all the song and dance, no matter how minor it might be, versus just saying the hell with it and letting them hit my debit card (already have 3 and don’t want/need any more) just isn’t worth it to me.
It’s like picking a penny up off the ground. at almost 65 years old, my back says it ain’t worth it!
Everyone has their price for sure.