Great Targeted Chase Business Checking Bonus: Up to $500 for Opening An Account

This post may contain affiliate links; please read our advertiser disclosure for more information.
Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Links in this post may provide us with a commission.

Chase Business Checking Bonus 2016

Chase Business Checking Bonus 2016 – Up to $500

I really love checking account bonuses, especially when I am in actual need of an account. Such a situation came up recently when I needed to open a business checking account. Naturally I searched around for bonuses, but there wasn’t much available. Bank of America’s very generous $1,000 bonus is a thing of the past and besides regional offers, there wasn’t anything available.

Then, a couple of weeks ago I received a mailer offering me $300 for opening up a Chase Total Business Checking account. Specifically it said:

Get $300 when you open a Chase Total Business Checking® account and deposit $500 within 10 business days of account opening, and maintain that balance for 60 days.

This offer was targeted to a business for which I have a Chase Ink card. It is clear to me that they are trying to expand business relationships with companies that already have some sort of account.

Online Targeting Too

It seems that Chase has been moving beyond mailers to web targeting as well. Today, both my wife and I are being targeted with new offers when we login to our accounts. My other business (which also has an Ink card) got the same $300 offer, but my wife got an even better one.

Get $500 when you open a Chase Performance Business Checking® account and deposit $500 within 10 business days of account opening, and maintain that balance for 60 days.

Wow that is pretty amazing. Notice that her higher dollar offer is for opening the more expensive Performance Business Checking, however I’m sure she could also downgrade at a later time if needed.

Finding the Offers Online

You should be able to see the offers a few ways when logging into your Chase Business account. The offers were presented to us three ways.

  • When you login, before you reach your account, you may see a popup advertising the special.
  • On the top left, above your accounts you may see a small banner advertising it.  (Below)

Chase Business Checking Bonus 2016

  • After you logout, you may see the bonus advertised on the screen. (Below)

Chase Business Checking Bonus 2016

Comparing the Offers

  • The $300 offer requires the Total Business Checking which comes with a $10 monthly fee if you opt-in to paperless statements. That monthly fee can be waived with a balance of $1,500.

There are of course other differences like feature sets which should be taken into account, however the fact that both offers only require a $500 deposit to be held for 60 days (and I believe the first two month’s fee are waived), the higher bonus offer is definitely the way to go. I suspect it won’t be hard to downgrade the checking if you don’t want the higher package.

Opening An Account

Chase Business Checking Bonus 2016
Photo by A Yee.

As I mentioned before, I actually needed a business checking account and took advantage of the $300 offer last week before we were also being targeted online. Unfortunately these accounts cannot be opened online and you need to go in-branch. I tried to walk in to one branch and was told I needed an appointment. Another branch was able to handle me right away. I would probably call ahead of time just to make sure everything goes smoothly.

In my case the business was an LLC, so I just brought in the LLC documents, EIN and my ID. I also presented the Business Banker with the bonus code. It took about 35 minutes to setup the account after which I received all of my paperwork including a form confirming the $300 bonus was added to the account. I made my $500 in deposits right away at the branch, so now I just need to wait.


While these bonuses are targeted, the fact that they are showing online may mean they are being rolled out more widely. At the very least it couldn’t hurt to check given the ease of meeting the requirements and the generous bonus amounts.

Have you received a targeted Chase Business Checking bonus either online or via the mail? Was it different than the two I have mentioned here? Let us know in the comments!

Shawn Coomer
Shawn Coomer earns and burns millions of miles/points per year circling the globe with his family. An expert at accumulating travel rewards, he founded Miles to Memories to help others achieve their travel goals for pennies on the dollar. Shawn also runs a million dollar reselling business, knows Vegas better than most and loves to spend his time at the 12 Disney parks across the world.

More Like This


Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


    • I received the $300 targeted offer in the mail. I have the Ink cash and do not have an EIN so SSN would work. Don’t know if it is really worth it in my opinion to go to the branch unless you really need a checking account.

      • to me, $500 is worth it. if were $100-200, it’s different. earlier this yr, earned $500 for the personal bonus after spending 30-40 min in the branch to open 1


Please enter your comment!
Please enter your name here


RebatesMe - $40 Bonus!

Super easy bonus! Sign-up and they'll pay you $40 after your earn $10 cashback. That's it!
Grab Your RebatesMe Bonus!

Webull - 2 Free Stocks!

Brokerage app Webull is offering 2 Free Stocks! Just open an account and fund with $100 to get your stocks valued up to $1600! Super easy!
Grab your 2 free stocks now!

Subscribe To Our Newsletter

Join thousands of MtM readers who are subscribed to receive a once daily email with all of our posts. Never miss out!

You have Successfully Subscribed!