Subscribe

Get Started

Learn more about Credit Cards, Travel Programs, Deals, and more.

Start Here
Credit Cards
Chase

Chase Improves ‘Pay Yourself Back’ for United Cards Annual Fees

DDG
DDG

Enjoy MtM's content? Shop Amazon and we earn a commission!

Find all of the latest deals.
Shop now!
This post may contain affiliate links - Advertiser Disclosure. As an Amazon Associate, we earn from qualifying purchases.

Chase Improves 'Pay Yourself Back' for United Cards

Chase Improves ‘Pay Yourself Back’ for United Cards

Chase and United Airlines offer co-branded credit cards that earn MileagePlus miles. While we have seen the value of United miles drop recently, one redemption option is actually getting better.

Chase United MileagePlus cardholders can use miles to pay their credit card annual fees. You can now get up to 1.75 cents per mile depending on the card you have, which is a slight increase from a flat 1.5 on all cards.

Which Cards Are Eligible

  • United Club Infinite Card
    • Use 30,000 miles to cover the $525 annual fee
    • 1.75 cents per point
  • United Quest Card
    • Use 15,625 miles to cover the $250 annual fee
    • 1.60 cents per point
  • United Explorer Card 
    • Use 6,250 miles to cover the $95 annual fee
    • 1.52 cents per point
  • United Business Explorer Card
    • Use 6,600 miles to cover the $99 annual fee
    • 1.50 cents per point

Miles may be redeemed for a statement credit using Pay Yourself Back against the prior payment of your annual fee within 90 days before the redemption request date. You can also  use miles for partial annual fee reimbursement.

Conclusion

This is actually a good use of your United MileagePlus miles. You can net a value between 1.5¢ and 1.75¢ per mile when you redeem towards your credit card annual fee, depending which card you have.

HT: Doctor of Credit

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

Increased Offer! - Chase Sapphire Preferred® Card 75K!

Chase Sapphire Preferred® Card is the old king of travel rewards cards. Right now earn 75K Chase Ultimate Rewards points after $4K spend in the first 3 months with a $95 annual fee. That's over $900 when you redeem through Chase Travel℠.

Learn more about this card and its features!

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
DDG
DDGhttp://dannydealguru.com
Based in NYC. Points/miles enthusiast for years and actively writing about it for the last 6+ years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

1 COMMENT

LEAVE A REPLY

Please enter your comment!
Please enter your name here

Related

7,703FansLike
9,903FollowersFollow
16,444FollowersFollow

At Miles to Memories we share the best tips, tricks and deals plus travel rants, musings, hotel, airline and loyalty program reviews and a lot more! Our goal is to help people save money so they can get out there and travel the world! Through our various blog posts, podcasts & videos we teach others how to maximize loyalty rewards, hotel & airline programs and credit cards to achieve amazing things.

Disclaimer - Miles to Memories & the author are not credit providers and do not provide personal financial or professional advice or credit assistance. The information published on this site/page is of a general nature only and does not consider your personal objectives, financial situation or particular needs.

All information published here is personal opinion and comes from personal experience. The information published on this site/page should not be relied upon as a substitute for personal financial or professional advice. ESR Media, LLC, Miles to Memories and the author strongly recommend that you seek independent advice before you apply for any product or service, which is described on the site/page.

Editorial Note - Opinions expressed here are the author's alone, not those of any partner bank, credit card issuer, hotel, airline, or other partner. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.