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A Popular & Easy Way to Earn 5X with Chase Ink Has Now Returned!

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Chase Ink CardCash 5X

Chase Ink CardCash 5X Returns

For many, buying discounted gift cards is a way to save money. You not only save by getting a discount off of face value, but you can also earn credit card rewards in greater amounts than shopping in a store directly. It all adds up to a nice savings.

One of the better gift card reselling deals in the past was CardCash. In the past if you used a Chase Ink Plus/Cash card to purchase gift cards from them then the transaction would earn 5X Ultimate Rewards. Unfortunately that died a few months back when CardCash changed the way their transactions are coded.

5X Returns

Thankfully it now seems like that has been reversed. According to @MilesForTwo on Twitter, a recent transaction from December 12 earned 5X. The transaction was paid through PayPal so it isn’t clear if a direct purchase will code as 5X as well, but I’m sure we will see data points on that soon enough. This is a great development and one I know a lot of you will be happy about.

CardCash Issues

While earning 5X is great, there are some drawbacks to buying from CardCash. To start, CardCash is perhaps the reseller with the most amount of fraud. I purchase cards from them often and have lost count of how many bad or fraudulent cards I have received. They only guarantee cards purchased for 45 days, so make sure you have an immediate use for your purchase. I only buy cards that I plan to use right away.

Other 5X Options

As a reminder, you can also earn 5X points with a Chase Ink Plus/Cash when:

  • Purchasing gift cards on eBay from PayPal Digital Gifts.
  • Purchasing gift cards from Gift Card Mart.
  • Purchasing gift cards from Gyft when paying through PayPal.


I had mostly stopped purchasing from CardCash after they stopped coding as 5X simply because I prefer other resellers and without the 5X there was no incentive for me to buy from them. Now that this has returned I most likely will buy from CardCash more often, however I’m sure I’ll have to deal with some headaches along the way.

HT: Doctor of Credit

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Shawn Coomer
Shawn Coomer
Shawn Coomer earns and burns millions of miles/points per year circling the globe with his family. An expert at accumulating travel rewards, he founded Miles to Memories to help others achieve their travel goals for pennies on the dollar. Shawn also runs a million dollar reselling business, knows Vegas better than most and loves to spend his time at the 12 Disney parks across the world.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  1. Good article, cardcash took me for $1500 fraud 6 months ago and i have had no luck in getting it back. Their customer service is horrible and have many ways or trying to not help you when fraud occurs.


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