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Citi Matching Better Credit Card Offers Again

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Citi Matching Better Credit Card Offers Again

Citi used to be very good at matching better credit card offers, if you had recently applied for an inferior bonus. But in recent years we have seen them become more strict with matching. They started asking for proof of new offers, and then flat out refusing to match at all.

We’re writing this because of a new increased bonus for the Citi premier credit card. If you apply now, you can earn 80,000 ThankYou points. But if you applied for the lesser 60,000 points offer, there’s still hope.

One of our MtM Diamond Slack members, was able to request a match through chat and was immediately approved.

He had applied for the 60K offer only about five days before the new increased offer came out. But you should be able to request a match if you have applied within the last 90 days usually, based on previous experiences. No extra spending is required, as both offers have the same spending threshold.


If you recently applied for an inferior Citi signup bonus, then reach out and ask to get matched to a better offer that you find online. This should be useful for those who applied for the Citi Premier with a 60K bonus, before it was increased to 80K. You should be able to get an extra 20K with no effort.

It’s definitely worth a try. And please let us know if it works for you!

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Based in NYC. Points/miles enthusiast for years and actively writing about it for the last 6+ years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

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  1. Yeah applied for the Citi premier 60 days ago at 60,000. Denied multiple times via chat. I think may have gotten lucky

  2. No luck on the AA card. I applied for the 60k miles for 3k spend offer, and 2 hours later I saw the 75k for 3.5k spend. Chatted twice, called twice, denied all four times. 🙁


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