Credit Card Reconsideration Phone Number List
We get a lot of questions and a lot of interest in reconsideration calls and strategies. Because of that we thought it would be helpful to put together a credit card reconsideration phone number list for all major issuers. I used up to date info from Doctor of Credit and this Flyertalk thread. If I couldn’t find a reconsideration number then I included the general info line number for the card type.
Updated 5/11/22
Credit Card Reconsideration Resources
In addition to this credit card reconsideration phone number list, we have a number of other reconsideration resources available as well:
- Credit Card Reconsideration Tips & Strategy: Change That Denial to an Approval!
- The Credit Card Reconsideration Letter – What to Include & A Sample
- Credit Card Reconsideration Strategies When Calling In Fails
- Multi-Bank Guide Reconsideration Phone Numbers
Credit Card Reconsideration Phone Numbers
Here is a full list of the credit card reconsideration phone numbers for the major U.S. banks:
Barclaycard Reconsideration Phone Numbers
- Reconsideration: 866-408-4064 or 866-710-2688
- Check status of personal application
- Check status of business application
Capital One Reconsideration Phone Numbers
- Personal: 800-625-7866
- Business: 877-383-4802
Chase Credit Card Reconsideration Phone Numbers
- Personal: 888-270-2127
- Business: 800-453-9719
Citibank Credit Card Reconsideration Phone Numbers
- Personal: 800-695-5171
- Business: 800-763-9795, 866-541-7657
American Express Credit Card Reconsideration Phone Numbers
- New accounts: 877-399-3083
- Existing account holders: 866-314-0237
Bank of America Credit Card Reconsideration Phone Numbers
According to DoC Bank of America’s recon department numbers change frequently so you’ll want to do a quick search to confirm this info
- Personal: 866-224-8555, 866-224-7803, 877-721-9405, 800-354-0401
- Business: 888-782-7717 (this is the only number that seems to work now)
Discover Credit Card Reconsideration Phone Numbers
- 888-676-3695 or 1-800-DISCOVER
U.S. Bank Credit Card Reconsideration Phone Numbers
- Personal: 800-947-1444 or 800-685-7680
- Business: 866-485-4545
Wells Fargo Credit Card Reconsideration Phone Numbers
- Personal: 866-412-5956, 800-967-9521
Conclusion
Calling credit card reconsideration after an unsuccessful application is often the best option. I like to do a search to see what the latest data points say about their recon experiences. Generally I’ll then call when I think I have a good handle on the causes of my denial and a strategy for my call. If your status hasn’t been changed to an approval after a call you can also message them or send a letter, just be sure to consult this post for some helpful tips.
What are your favorite credit card reconsideration (recon) resources. Let us know in the comments below!
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