Resource: Reconsideration Phone Number List for all Major Issuers

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Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Links in this post may provide us with a commission.

Credit Card Reconsideration Phone Number List

We get a lot of questions and a lot of interest in reconsideration calls and strategies. Because of that we thought it would be helpful to put together a credit card reconsideration phone number list for all major issuers. I used up to date info from Doctor of Credit and this Flyertalk thread. If I couldn’t find a reconsideration number then I included the general info line number for the card type.

Updated 5/11/22

Credit Card Reconsideration Resources

In addition to this credit card reconsideration phone number list, we have a number of other reconsideration resources available as well:

Credit Card Reconsideration Phone Numbers

Here is a full list of the credit card reconsideration phone numbers for the major U.S. banks:

Barclaycard Reconsideration Phone Numbers


Capital One Reconsideration Phone Numbers

  • Personal: 800-625-7866
  • Business: 877-383-4802

Credit Card Reconsideration Phone Number List

Chase Credit Card Reconsideration Phone Numbers

  • Personal: 888-270-2127
  • Business: 800-453-9719

Credit Card Reconsideration Phone Number List

Citibank Credit Card Reconsideration Phone Numbers

  • Personal: 800-695-5171
  • Business: 800-763-9795, 866-541-7657

Credit Card Reconsideration Phone Number List

American Express Credit Card Reconsideration Phone Numbers

  • New accounts: 877-399-3083
  • Existing account holders: 866-314-0237

Credit Card Reconsideration Phone Number List

Bank of America Credit Card Reconsideration Phone Numbers

According to DoC Bank of America’s recon department numbers change frequently so you’ll want to do a quick search to confirm this info


Credit Card Reconsideration Phone Number List

Discover Credit Card Reconsideration Phone Numbers

  • 888-676-3695 or 1-800-DISCOVER

Credit Card Reconsideration Phone Number List

U.S. Bank Credit Card Reconsideration Phone Numbers

  • Personal: 800-947-1444 or 800-685-7680
  • Business: 866-485-4545

Credit Card Reconsideration Phone Number List

Wells Fargo Credit Card Reconsideration Phone Numbers

  • Personal: 866-412-5956, 800-967-9521

Conclusion

Calling credit card reconsideration after an unsuccessful application is often the best option. I like to do a search to see what the latest data points say about their recon experiences. Generally I’ll then call when I think I have a good handle on the causes of my denial and a strategy for my call. If your status hasn’t been changed to an approval after a call you can also message them or send a letter, just be sure to consult this post for some helpful tips.

What are your favorite credit card reconsideration (recon) resources. Let us know in the comments below!

Bethany Walshhttp://Bougiemiles.com
Founder of BougieMiles.com, Bethany is a points, miles and loyalty program strategist who enjoys luxury travel and lives for a deal. When Bethany is not following her Miles to Memories family around the world to various meet-ups you can find her on a beach, in a casino or on a mileage run.

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