New OnePay Referral & Signup Bonus
OnePay is running a limited-time referral promotion that rewards both new and existing customers. New users can earn $50 cash back, while the person referring them earns $200.
To qualify, new customers must open a OnePay deposit account using a referral link by July 15, 2026 and unlock Banking+ within 45 days of opening the account. Let’s see how this works.
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New Customer Bonus
- Open a OnePay deposit account through a referral link by July 15, 2026
- Unlock Banking+ within 45 days when you:
- Receive $500 or more in direct deposits during a calendar month, or
- End a calendar month with an account balance of $5,000 or more
- Earn $50 cash back
Referral Bonus
- Earn $200 cash back for each successful referral who unlocks Banking+
- Maximum of 10 referral bonuses
- Rewards are paid as OnePay Points, which can be redeemed as a deposit into your OnePay account or through other available redemption options.
You can find your referral link in the Discover tab in OnePay app.
Conclusion
This is a good referral bonus if you were already considering trying OnePay. The requirements are relatively straightforward, especially if you can meet the $500 direct deposit requirement. Some ACH transfers may also work.
This can be a good opportunity if you are in 2-player (or more) mode. You get a $50 signup bonus and then a $200 referral bonus for referring P2. And they get a $50 signup bonus. That’s a total of $300 for a few minutes of work.
