Unadvertised! Profitable Office Depot Visa Gift Card Deal Returns + 5X

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Office Depot Visa Gift Card Deal

It’s been a couple of weeks since Office Depot blessed us with a negative cost gift card deal and they have now delivered! Let’s take a look!

The Offer

  • Save $10 instantly when you buy $100 or more in Visa Gift Cards

Key Terms

Here are the deal terms as seen on the in-store sign explaining the promotion:

  • Limit one (1) offer per customer
  • Discount applied at register
  • Offer valid 7/05/20 – 7/11/20.
  • While supplies last

While the limit of 1 is probably hard-coded into the register, some stores will allow you to do multiple transactions. This varies from store to store and even sometimes from cashier to cashier!

Courtesy Kenny B

The Math

You can purchase a $100 Visa gift card with a $5.95 fee. Some stores have specialty cards which may work at a lower cost. We’ll base our math on the most expensive cards, but if you are comfortable and know they work for you then go for it.

Here is how the math works out on the purchase of 1 X $100 Visa gift card from Office Depot with this unadvertised promotion:

  • Cost of card: $105.95
  • Minus instant rebate: -$10
  • Final cost: $95.95
  • Profit: $4.05

This should work on other combinations of cards/fees (scale up denominations to earn additional rewards), but with it working on single $100 cards it should be easy to make it profitable.

How to Earn 5X/Maximize

It is best to pay with a card that earns 5X at office supply stores such as a Chase Ink Cash. For example, a Chase Ink Cash card would earn 480 Ultimate Rewards points on the cheapest purchaseDeals like these can also be useful if you are working towards minimum spend on new card offers too.


Visa gift cards sold by OfficeMax/Office Depot are issued by Metabank and are pin-enabled. These cards should work fine to load Bluebird/Serve at Walmart and work many other places. For more detailed information on liquidating these cards, see: How To Liquidate Prepaid Visa & Mastercard Gift Cards


Don’t forget Staples also has a no-fee Visa gift card deal this week. It’s always good to have spending opportunities! Happy 5Xing.

HT:  Kenny B on our Facebook page.

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Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  1. Quick heads up Sean. I just bought a Kevlar visa $200 at OD valid through 04/28 and the fee has been increased to $6.95 per card.

  2. I bought $5400 in inventory on Paypal last week for my business with 27 $200 VGCs. Another time spent $3000 at Costco with 15 of them.

    A bit cumbersome with Paypal, but pretty fast once you know the procedure.

  3. Dumb question here but I’ll ask anyway: do you actually know people who still have Bluebird? Both of my accounts were shut down years ago in the Great Bluebird Purges.

    • I have one! Some people were able to get them again after being shut down in the past. Doesn’t hurt to check by trying to get a new one. My wife wasn’t allowed a new one but I was.

    • Maybe they do it to keep people like us away! 🙂 Doesn’t work though! In all seriousness I don’t know either, but there is a ton about these deals we don’t know about. Clearly they are subsidized by the banks, so perhaps its all contractual.

  4. for some, since costco switched to Visa it’s been a breeze.
    “These cards should work fine to load Bluebird/Serve at Walmart and work many other places”. — its been yrs since i loaded BB, how many walmarts are there? do you load as debit to BB?

  5. Shawn is THE expert here and will most likely give you better examples than me BUT, I used my cards to pay utility bills that are not covered under another bonus program. ex. Paid my car insurance with a $200 VGC. That left a little credit on my next month’s bill. Could do two or three months worth if I had enough cards.
    Was hoping to buy bed at IKEA for daughter soon using these cards, but from what I hear, IKEA will not except VGC. : (


    • Hey Shawn, those VGC’s are $6.95. Still, a profit of $3.05 isn’t bad. Also, 5x Chase UR points on one of these purchases should yield 485 points.

      • The $200 cards are $6.95 and indeed are a better deal, but I believe the $100 cards are $5.95. It’s confusing to create the math for every scenario so we just leave the base $100 cards in the post. I would personally buy a $200 card. Hopefully a specialty card like Style Everywhere that works at Supercenters and only costs $4.95.

  6. Shawn, how do you usually cash out your cards?
    That’s my biggest issue with buying these, the pain of cashing them out.
    I’ve been use the Chase and AMEX offers lately to get 10% back at Staples and Lowes for Uber/Target GCs since I will use them and can load them on my app and throw away the card.

    • well according to Shawn above Blue Bird works. I used to do load VGC monthly at Walmart money kiosk but since around 16 that option was gone. I may try again at Walmart.


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