American Airlines Credit Card
It’s getting to crunch time with American Airlines Loyalty Points. Just under four months remain for earning American’s elite currency under the current qualification year. If they haven’t already, loyalists should focus more on their current totals and what’s needed to reach the next level. American offers plenty of ways to earn Loyalty Points – perhaps my favorite feature of the program. But many individuals can make a simple change to earn even more during the current qualification year – updating their American Airlines credit card statement timeframe. Today, I’ll spell out why this matters and how to do so with the two major American Airlines credit card issuers.
Why This Matters
The current American Airlines qualification year ends on 29 February 2024 – remember leap year! Many loyalists rely on credit card spend to get to that next AA elite level. But simply using those cards through February doesn’t mean all of that spend will count. Why not? Because Loyalty Points earned from credit card spend don’t post until after statement cut. Let’s go through my current situation as an example.
My Barclays Aviator’s current statement date is the third of every month. TMy last statement date before the qualification year’s end is 3 Feb. This would mean credit card spend for the remaining 26 days of February won’t count toward the current qualification year. I bet many AA cardholders could use more time to meet that next elite level via spend.
Luckily, cardholders have a fairly easy option to solve this. Citi and Barclays, the primary issuers of AA credit cards, offer online options for tweaking dates. But the change isn’t completed instantly, so you’ll want to pursue this sooner rather than later. For example, I made a Citi change a few days ago, but it’s not effective until the January statement. Here’s how to make the change with each issuer.
It’s easiest to change statement dates via Citi’s app, in my experience. After logging in, simply navigate to the AA card, tap Services at the bottom, then Card Services at the top. Next, tap Payment Due Date and make the change. But wait!
Obviously, this is not your statement date. Before making any changes, compare your existing statement and payment due dates. Shift the payment due date forward or back the appropriate number of days to comparatively affect the statement cut date. I wouldn’t go too far either way, though. You want as many days as possible to spend, but also incorporate a few days for the Loyalty Points to post to your AA account after the statement date.
I found changing my Aviator statement date easiest via the Barclays site. Once logged in, click on the Services drop down menu. Select Change Payment Due Date – within the center of all options. Like Citi, remember this is not the statement date – make timeframe comparisons and calculations before selecting the new payment due date, and add in a few “buffer” days for the Loyalty Points to post after the statement date.
American Airlines Credit Card – Conclusion
Some of you have several different AA cards, and you can follow the same process with those other ones to change dates with the respective issuers. Also, Barclays Aviator cardholders can easily move credit limit to maximize earning during the qualification year. That’s not as easy with Citi, but asking for a credit line increase is. Regardless, consider the plethora of options you have to maximize Loyalty Points earning. More importantly, have fun!
How are you earning Loyalty Points these days?
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.