Amex Platinum 100K Application
Last Wednesday a new 100K Amex Platinum link surfaced. I covered it here on the blog and advised those who were looking to apply to use caution. The last time a similar link surfaced, Amex borderline harassed people who applied by freezing their Membership Rewards accounts and even clawing back bonus points in some cases. It seems these links may be targeted and thus Amex doesn’t like them going public.
For more info on what happened during the last round, see: Caution: Why You Should Probably Be More Careful with Spending & Amex Bonuses (Clawbacks & Frozen Accounts)
My Wife’s Application
I have had the personal Platinum card before (I got it during a previous 100K offer), but my wife has not. Knowing she was eligible for the bonus, I quickly decided that it would be good for her to apply and urged her to do so. Since I can be very convincing 😉 she went ahead and applied. The application went to pending.
Within a couple of hours the 100K link died which made me think of two things. First, it was probably supposed to be targeted and second will Amex be tough on customers who applied through it? Truthfully I had thought about those things before the link was shutdown and had determined it was worth the risk for 100K.
Getting the Approval
While my wife’s application went to pending, by Thanksgiving morning the website was showing that she was approved. She was even able to add the card to her online account. Another card to load Amex Offers to. Yay!
The final step was to hop on a chat with Amex just to make sure everything coded correctly with the bonus. Thankfully after a quick chat she was able to confirm the 100K bonus after only $3K in spend. Good stuff!
Meeting the Spend Organically
The $3K spend on this card will be met organically. We will not be buying cash equivalents or even gift cards to meet the spend. This should hopefully spare us from Amex trying to clawback any points. We will comply with the bonus terms as written. In fact we are doing this for all of our American Express cards. Even if we buy gift cards during a promotion or with an Amex Offer, from this point forward I won’t consider that as spend towards the bonus threshold.
Being able to jump on opportunities as they present themselves is a big key to this game. Another key is making sure you get the best possible bonus on Amex cards since you can only get it once. In this case my wife will get a great bonus and the timing will allow her to maximize the airfare credit twice in a relatively short period of time so our out of pocket cost is minimal.
Did you apply during the brief window when this 100K application was live? Were you approved? Share your experiences in the comments!