Amazing Referral Bonuses for Amex Cardholders, Extra 3X for 3 Months

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amex referral 3x

Amazing Referral Bonuses for Amex Cardholders, Extra 3X for 3 Months

Update: This limited-time offer is available to all eligible American Express Consumer Card Members.

American Express already has a great system for referral bonuses. You can sometimes get as much as 30,000 points for referring a friend to sign up for an American Express credit card. You can earn up to 55,000 points per card per years through referrals.

But starting today and through the end of the month, there’s also an extra incentive to invite friends. You can earn an extra 3X on every dollar spent for three months.

The Offer

Beginning today, if a consumer Card Member refers a friend for any consumer or business Card product between October 1 – October 28, and their friend gets approved, Card Members will earn 3x more points (or 3% more cash back) per dollar they spend for the next three months, while their friend receives one of the most rewarding welcome offers available.

As soon as they are approved, newly referred Card Members are also eligible to refer a friend to take advantage of these 3x bonus points.


Key Terms

Qualifying Card Members will receive an additional three (3) rewards per eligible dollar spent on their Card account (for the Card referred) for three (3) months, starting from the date the referral results in an approved account. The additional three (3) rewards will be applied to rewards categories for which eligible purchases are rewarded with cash back, Membership Rewards® Points, Delta Bonus Miles®, Hilton Honors Bonus Points or Marriott Bonvoy Points. The following are some examples of how qualifying Card Members will earn additional rewards during the 3-month offer period:

  • A Blue Cash Everyday® Card Member who typically earns, among other rewards, 2% cash back at U.S. Gas Stations and 1% cash back on other purchases will earn 5% cash back at U.S. Gas Stations (2% + additional 3%) and 4% cash back on other purchases (1% + additional 3%) during the 3-month offer period.
  • A Green Card Member who typically earns, among other rewards, 3X Membership Rewards® Points on Restaurants will earn 6X (3X + additional 3 Points) during the 3-month offer period

For qualifying Amex EveryDay® Card Members, points awarded under this offer will not be included when we calculate Extra Points.


This can be a huge boost for cardholders who refer friends and family. For my Amex Platinum card for example, I would earn 20,000 Membership Rewards points for inviting a friend and then an extra 3X on spending for three months. That’s even better than a signup bonus.

Check your referral pages in your Amex credit card account to see if you are targeted. Let me know if you see it in any other cards besides personal Platinum and Aspire.

Based in NYC. Points/miles enthusiast for years and actively writing about it for the last two years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

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Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  1. sorry to dig up this old post but I just took advantage of this offer referring my family member (approved) and it seems there is no limit on how much you can earn extra 3x in 3 months? it’s just too lucrative. I had referral offer of 25k on my gold card (highest I ever seen) and I get 3x points for next 3 month? with no limit? I am purchasing a car within 3 month… I better check if my dealer takes amex card for partial payment of the purchase.

  2. I have the offer on both my Aspire and Hilton (the no-fee) card. My husband has it on his Surpass and Hilton (no-fee).


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