Roundup: Articles From Around the Web
Here are some posts from around the web that I thought you may find interesting. Let me know if there is anything good I missed. Email me anything awesome that you find, or write, at Mark@milestomemories.com.
Articles
Why You Should Tell Yourself Slow Down – Travel on Point(s)
A good reminder for people just starting out as well as miles and points veterans. Especially in light of the recent wave of Amex shutdowns. If you are getting stressed about juggling everything it is okay to take a break. I talked about that sentiment with travel last year but it is true for point accumulation as well.
Maximizing AMEX Dell credits – $1,393 of items and a profit – The Miles Man
Gives you an idea of what can be done with some stacking.
Travel Experts Shares Positive Outlook for 2021 – Travel Pulse
Fingers crossed they are right!
Conclusion
Which article did you find most interesting? Remember to let me know of anything you come across that you want added into the next edition at Mark@milestomemories.com.
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Regarding the miles man post, I also stacked my credits and got a “free” desktop and a laptop. The things are such pieces of crap. The laptop has already broken it’s charging port (Dell won’t cover external damage with its extended warranty) and its $160 to fix. The desktop is so slow it’s infuriating, I won’t be buying any more Dell products so the credits are worthless. I let Amex know this when I cancelled the Biz Plat card. The $100 retention offer and the $200 loyalty credit didn’t change my mind.
Sorry to hear that. I wouldn’t call them worthless when you can buy TVs and gaming systems etc. from Dell. Many people use the credits to buy stuff to resell so I think there are still ways to use them outside of computers.
I guess I look at things differently, but I don’t consider the $200 Dell credit as profit, I consider it covering the annual fee of the credit card. For example, I recently took out the Sapphire Reserve which has a $550 fee – but I don’t consider myself getting $300 free tolls, I consider the annual fee of the card to be $250. Similarly, I don’t feel like I’m getting free stuff from Doordash I consider that as part of the annual fee.
It is the same concept as when someone earns $3,000 in credit card rewards and uses it to pay for a trip somewhere and then tells all their friends they got a free trip. But why is that a free trip – you could have put that money in your bank account and had $3,000? Why is it any different than if you earn $3,000 from your work and you have a choice of either putting the money in your bank account or using it to pay for a trip – but if you used it to pay for a trip you wouldn’t say you got a free trip. I consider money earned from credit cards no different than any other money I earn – you have a choice of either putting it in your bank or spending it.
I consider free money an Amex offer. Like for example, the recent 50% back offer on FedEx shipping is free money – the Amex SimplyCash doesn’t cost me anything and using the offer saves me money I would have actually had to spend.
That is just the way I look at things.
I think it depends on the situation but I would agree with you. If the annual fee is covered by other things already then it could be considered a profit. The title didn’t mean a $1400 profit by the way, meant it to read $1400 in credits plus a profit. I should have thrown an A in there to make it more clear and to match up with his title.
Updated it to try to make that more clear.