Chase Friend Referrals Can Now Be Made Through the Mobile App

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Chase Mobile App Referrals

Chase has a decent referral program where you can earn valuable rewards for inviting your friends and family (or blog subscribers) to sign up for Chase Cards using your unique referral link or signing up through an email generated by Chase when you input a friends email to refer them. Up until recently, you had to go to their referral website and input your info and the last 4 digits of your card to see if your card was eligible for referral credit.

Chase Mobile App Referrals

Chase Mobile App Referrals

Not exactly the easiest referral process, but things just got much easier! You can refer people straight from the app by logging into your account.


Log into the chase app the way you normally would and next to each credit card account you’ll see 3 blue dots, click on those and if you see a “Refer Friends” option, congrats you’re eligible for a referral.

Chase Mobile App Referrals

You can choose to send an email or “Invite Now.” If you choose “Invite Now” you’ll be able to choose how you would like to share the referral with your friend.

Chase mobile app referrals

For example, you could choose text message and the text field will be populated with your unique referral link. You can also choose to save this link or share it one of the various forms of social media you have attached to your message function.

Chase Mobile App Referrals


If you’re lucky enough to have a friend who is eligible for a credit card and remembers to ask for a referral or accept your recommendation, you get an awesome value from programs like this. It’s like getting a mini sign-up bonus without having to spend a dollar, or really do anything for that matter. Not all the Chase cards have referral programs, but below is a list of the ones I’m aware of. Please feel free to comment if I missed one.

A few details to remember:

  • Friends must use your unique link to sign up (it’s not enough to send it to them). So if you’re referring someone who can be technologically challenged at times (sorry Grandpa!), I suggest offering to help them sign up or walking them through the process.
  • You can only refer friends to card you already have.
  • There is a maximum number of points you’re eligible to earn this way per card account.
  • Your bonus will appear on your statement as “Refer-A-Friend bonus.”

Referral Bonuses

Chase Freedom

You’ll earn $100 (10,000 points) for each friend you refer. Also, the sign-up bonus on this card for meeting the minimum spend is higher than usual now, it’s $150, the default seems to be $100. Here’s my personal referral link. Thank you in advance!

Chase Sapphire Preferred

You’ll earn 10,000 points for each friend you refer. Here’s my personal link.

Chase Sapphire Reserve

You’ll earn 10,000 points for each friend you refer. Here’s my personal link.

Chase Freedom Unlimited

You’ll earn $100 (10,000 points) for each friend you refer. Also, the sign-up bonus on this card for meeting the minimum spend is higher than usual now, it’s $150. Here’s my personal link.

Chase Ink Business Preferred

You’ll earn 20,000 points per referral. Here’s my personal link.

Marriott Rewards Premier

You’ll earn 20,000 points per referral. Link to offer.

Chase Ink Cash

You’ll earn 10,000 points per referral.





Bethany Walsh
Founder of, Bethany is a points, miles and loyalty program strategist who enjoys luxury travel and lives for a deal. When Bethany is not following her Miles to Memories family around the world to various meet-ups you can find her on a beach, in a casino or on a mileage run.

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Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  1. You said the maximum referrals are per card account. With CURs, I was thinking you’re capped at 55,000 over all your cards. Is it per card or cumulative across cards?


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