Citi Sears Spending Offer 15% Cash Back
My wife has had a Sears credit card from Citibank for about 20 years now. We have kept the card open, but don’t utilize it often unless we get a targeted offer. And we often get great targeted offers, but the one that came today is as good as it looks. Let’s dive in!
Earn 15% in statement credits on all eligible purchases at: Gas Stations, Grocery Stores and Restaurants. For total eligible purchases made each month 4/1/2020 – 6/30/2020 up to a total statement credit of $75 each month.
- This promotion is not transferable; is only for use with the Sears Mastercard® listed in this email; is subject to credit approval.
- You have the opportunity to receive 15% back in a statement credit on eligible grocery store, gas station and restaurant purchases (up to a maximum total statement credit of $75 each month) and which are made with your Sears Mastercard® between 4/1/2020 – 6/30/2020.
A Deeper Look
My Sears card earns ThankYou points and all previous offers were structured in points. I checked and am not sure if they are switching over but it appears that nothing has changed. If I somehow earn 15X ThankYou points instead of a statement credit that would be a nice surprise. Even as cashback though, this is a great offer.
Boiling it down, this amounts to $75 cashback on $500 in spend each month at grocery stores. That is an easy amount to knock off and is certainly worth pursuing. Generally Citi spending offers come out in batches so keep an eye out to see if you are targeted.
15% cash back is a bit on the insane side. While the overall limit isn’t huge, $75 back on $500 spend is incredibly generous, especially considering all of the options a grocery store brings. This Citi Sears Mastercard is definitely the card that keeps on giving!
Did you receive a targeted Citi spending offer? Can you top 15% back? Share your experience in the comments!