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A Dollar Saved Is A Dollar Earned: Where To Obtain Better Service, Cheaper Rates, or Both

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Finding Good Deals

Finding Good Deals

Right now, it’s natural for consumers to feel like the sky is falling.  Everything seems to cost more, lack quality, be smaller in size, or all of the above.  Meanwhile, it’s easy to miss how we can improve our situations with the current services we purchase.  But finding good deals is easier than you think.  Today, I’m discussing a few areas where we can save on or improve the product or service we’re already buying.  Specifically, I’m describing ones where we can make improvements by simply checking in.  Here are just a few.

Internet Service

A few days ago, I logged into my internet service provider account to see what deals were available.  About two years ago, I did the same, and I found that I could change from a 100Mbps to 200Mbps speed for the same rate without any additional charge, monthly rate change, or commitment.  This time, my internet service provider offered me 300Mbps for the rate I was already paying without any strings attached.  About five minutes or so on the site brought better service we can enjoy indefinitely.

Finding Good Deals

Wireless Service

I’ve talked plenty about how I’ve lowered my wireless service bill by 95% with Mint Mobile.  That involves a bit more time and attention that many may want to give.  Instead, just check with your current wireless company for better service deals.  If they aren’t acceptable to you, consider a move to another provider.  Options have dramatically increased in recent years, and you have more leverage here than you might think.  Consider bring your own phone programs and explore non-iPhone alternatives.

Insurance

Contact your agent to learn about your current plan and additional discounts for which you may be eligible.  I’ve noticed these discounts can change over time, so be curious.  As your car loses value over the years, it may be worth dropping to liability-only coverage and saving a bit more now.  Be open to changing insurance providers for better rates, as well.

Finding Good Deals

Garbage and Recycling

We currently pay for our garbage service via municipal taxes.  But in our prior home, we were responsible for finding a service and directly paying for it.  Multiple providers existed, and we found a wide variance in their prices.  We went with a smaller shop which provided reliable service and a reasonable rate.  The biggest inconvenience was the requirement to pay by check.  We also decreased pickups from twice to once weekly to save even more.

Streaming Services and Other Subscriptions

My calls and most recent chat with SiriusXM has been an annual event just before my promo rate increases.  I’ve been able to identify a solution or cancelled for a better one each time.  With many streaming services, actually cancelling and subsequently enrolling as a new member can lead to improved rates or services.  Be open to living without a service while you identify a better deal.

Devaluation: More Hilton Honors Increases Hotels Cost Over 100K Points

Travel Reservations

For all travel enthusiasts, especially those who book far in advance, checking those dates again for better rates can lead to big savings.  I’ve especially found superior rates, both cash- and award-related, by checking back with Hilton and Southwest.  As travel dates came closer, I was able to rebook the same service at lower rates.  I’m sure many of you can cite examples with other entities – please share in the comments!

Finding Good Deals – Conclusion

Checking in with businesses for better rates or service isn’t rocket science, but I know I must remind myself now and then.  Of course, much is out of our control.  But as consumers, we have the power to improve our own situations – by requesting a better rate or taking our business elsewhere.  Not doing so makes us easy targets for higher prices and degraded services.  Where have you been finding good deals lately?

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

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Benjy Harmon
Benjy Harmon
Benjy focuses on the intersection of points, travel, and financial independence (FI). An experienced world traveler, husband, and father, he currently roams throughout the USA close to expense-free. Benjy enjoys helping others achieve their FI and travel goals.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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