New Morgan Stanley Blue Cash Preferred American Express Card
Morgan Stanley and American Express offer a version of the Amex Platinum card. Now they have teamed up to offer a new card, the Morgan Stanley Blue Cash Preferred American Express.
With the Morgan Stanley Blue Cash Preferred American Express Card, Card Members can earn an exclusive $100 statement credit each calendar year in addition to what you already get from the Amex Blue Cash Preferred such as up to 6% on everyday purchases.
The new Morgan Stanley Blue Cash Preferred American Express Card comes with a $300 bonus, no annual fee for the first year and an intro 0% APR. Let’s look at the details.
The Offer
- Earn a $300 statement credit after you spend $3,000 on eligible purchases with your new Morgan Stanley Blue Cash Preferred® American Express Card in the first six months of card membership.
- 0% introductory APR on purchases for 12 months from the date of account opening, then a variable APR applies.
- $0 annual fee for the first year ($95 annual fee thereafter).
- Application Page
Morgan Stanley Blue Cash Preferred Card is only available to you if you have an eligible account with Morgan Stanley Smith Barney LLC or its eligible affiliates, including but not limited to E*TRADE Securities LLC.
Card Highlights
- Exclusive Morgan Stanley Benefit: $100 statement credit every year after spending $15,000 on eligible purchases
- 6% cash back at US supermarkets on up to $6,000 per year in purchases, then 1% afterward
- 6% cash back on select US streaming subscriptions
- 3% cash back at US gas stations and on transit
- 1% cash back on all other purchases
- $120 Equinox+ Credit ($10 in statement credits per month)
- Car Rental Insurance
Conclusion
This new card from Morgan Stanley is identical to the plain Amex Blue Cash Preferred. But it has an additional $100 statement credit for those who spend $15,000 or more per year.
One you maximize the $6,000 grocery spend for the year, you’re left with an additional $9,000 to get that $100 credit. So that’s not really a good deal.
The Morgan Stanley Blue Cash Preferred does give you another bonus option though if you already have or previously had the Amex Blue Cash Preferred.
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